axapublication

亲爱的安盛天平同事：

2026年是”十五五”规划开局之年，也是中国金融高水平对外开放向纵深推进的关键之年。作为安盛集团在华唯一全资财险子公司，我们肩负着一项独特使命——将集团的全球网络资源转化为服务中国实体经济、护航中国企业出海的核心能力。这既是安盛天平的差异化优势所在，更是我们在国家战略大局中应尽的责任。

今年以来，安盛密集亮相多场国家级、区域性重磅政企平台，以扎实的行动诠释”全球资源、中国方案”的战略内涵。3月，北外滩财富与文化论坛上，安盛信利亚洲艺术品与贵重/特殊物品险业务总经理瑞安农·奥尔班-戴维斯作为唯一外方演讲嘉宾分享艺术品跨境风控方案，以集团专业能力助力上海国际金融中心建设；4月，”外资金融机构福建行”活动中，我们携手工银安盛为闽企出海提供定制化综合风险保障，以长期耐心资本赋能区域对外开放；6月，北京CBD国际金融论坛上，安盛集团亚洲区投资负责人鲍里斯·穆捷阐述在全球优质安全资产稀缺的背景下，安盛将持续发挥耐心资本”稳定器”作用，聚焦实体经济与绿色低碳赛道。三场高规格论坛的连续发声，清晰印证了安盛既能服务文博类企业跨境资产防护，也能为外贸制造型企业出海筑牢风险屏障，真正做到了”引进来”与”走出去”双向发力。

6月陆家嘴论坛期间，我在接受《每日经济新闻》专访时明确指出：新能源车险出海绝非中外险企的零和博弈，而是优势互补的共生赛道。海外市场因国产新能源车数据缺失、监管差异存在承保壁垒，而中资深耕车企、手握本土数据却缺少属地服务网络；外资拥有全球合规与理赔渠道却对国内车型风险认知不足。安盛天平的核心定位正是破局者——以”信任桥梁”之姿，推动共建统一车型风险分级标准，输出国内风险模型与定价逻辑，撬动集团全球承保资源。

与此同时，安盛天平的桥梁价值正在获得越来越广泛的国际认同。5月以来，阿尔及利亚保险行业代表团、安盛泰国代表团、法国巴黎第九大学保险高等研究中心EMBA代表团相继到访，围绕数字化转型、新能源车险创新、跨市场协同发展等议题展开深度交流。从北非到东南亚再到欧洲，来访同仁对安盛天平科技实力与运营经验的高度评价，印证了我们”立足中国、连接全球”的枢纽地位正在持续强化。

道阻且长，行则将至。未来，安盛天平将继续依托集团全球资源，持续打通中外保险协作壁垒，陪伴万千中国实体企业开拓全球市场。让我们同心协力，在服务国家对外开放大局的征程中，共同书写安盛天平的新篇章！

Dear Colleagues,

2026 marks the first year of China’s 15th Five-Year Plan for the deepening of China’s high-level financial opening-up. As AXA Group’s only wholly owned property and casualty insurance subsidiary in China, we shoulder a unique mission: to transform the Group’s global network and resources into core capabilities that serve China’s real economy and safeguard Chinese enterprises as they expand overseas. This is not only AXA Tianping’s distinctive competitive advantage, but also our responsibility within the broader national strategic agenda.

Since the beginning of this year, AXA has made frequent appearances at a number of major national and regional government-business platforms, demonstrating through concrete actions the strategic meaning of “Global Resources, China Solutions.” In March, at the North Bund Wealth and Culture Forum, Rhiannon Alban-Davies, Head of Fine Art & Specie, AXALX Asia, attended as the only foreign guest speaker and shared cross-border risk control solutions for artworks, contributing the Group’s professional expertise to the development of Shanghai as an international financial center. In April, during the “Foreign Financial Institutions’ Visit to Fujian” event, we joined hands with ICBC-AXA to provide customized, comprehensive risk protection for Fujian enterprises expanding overseas, empowering regional opening-up with long-term patient capital. In June, at the Beijing CBD International Financial Forum, Boris Moutier, Chief Investment Officer of AXA Asia, explained that against the backdrop of a global shortage of high-quality safe assets, AXA would continue to play the stabilizing role of patient capital, focusing on the real economy and green, low-carbon sectors. Our consecutive presence and voice at these three high-level forums clearly demonstrate that AXA is capable of supporting cross-border asset protection for cultural and museum-related enterprises, while also building solid risk safeguards for export-oriented manufacturing companies expanding internationally. In this way, we are truly advancing both “bringing in” and “going global.”

During the Lujiazui Forum in June, I stated clearly in an interview with National Business Daily that the overseas expansion of new energy vehicle insurance is by no means a zero-sum game between Chinese and foreign insurers, but rather a complementary and symbiotic field where each side can leverage its strengths. In overseas markets, underwriting barriers exist due to the lack of data on Chinese new energy vehicles and differences in regulatory environments. Chinese insurers have deep relationships with automakers and access to domestic data, but lack local service networks overseas; foreign insurers possess global compliance capabilities and claims networks, but have insufficient understanding of the risk profiles of domestic vehicle models. AXA Tianping’s core positioning is precisely that of a problem solver — acting as a “bridge of trust” to promote the joint development of unified vehicle model risk classification standards, export domestic risk models and pricing logic, and mobilize the Group’s global underwriting resources.

At the same time, AXA Tianping’s value as a bridge is gaining increasingly broad international recognition. Since May, delegations from the Algerian insurance industry, AXA Thailand, and the EMBA program of the Insurance Research Center at Paris Dauphine University have visited us in succession, engaging in in-depth discussions on topics such as digital transformation, innovation in new energy vehicle insurance, and cross-market collaborative development. From North Africa to Southeast Asia and Europe, the high praise from visiting colleagues for AXA Tianping’s technological strength and operational experience confirms that our hub position of being “rooted in China and connected to the world” is continuing to strengthen.

The road ahead may be long and challenging, but action will lead us to our destination. Looking to the future, AXA Tianping will continue to rely on the Group’s global resources, further break down barriers to cooperation between Chinese and foreign insurers, and accompany countless Chinese real-economy enterprises as they venture into global markets. Let us work together with one heart and one mind, and jointly write a new chapter for AXA Tianping on the journey of serving the country’s broader opening-up agenda.

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安盛天平首席执行官 左伟豪
CEO of AXA Tianping Kevin Chor

亲爱的安盛天平同事：

2026年是”十五五”规划开局之年，也是中国金融高水平对外开放向纵深推进的关键之年。作为安盛集团在华唯一全资财险子公司，我们肩负着一项独特使命——将集团的全球网络资源转化为服务中国实体经济、护航中国企业出海的核心能力。这既是安盛天平的差异化优势所在，更是我们在国家战略大局中应尽的责任。

今年以来，安盛密集亮相多场国家级、区域性重磅政企平台，以扎实的行动诠释”全球资源、中国方案”的战略内涵。3月，北外滩财富与文化论坛上，安盛信利亚洲艺术品与贵重/特殊物品险业务总经理瑞安农·奥尔班-戴维斯作为唯一外方演讲嘉宾分享艺术品跨境风控方案，以集团专业能力助力上海国际金融中心建设；4月，”外资金融机构福建行”活动中，我们携手工银安盛为闽企出海提供定制化综合风险保障，以长期耐心资本赋能区域对外开放；6月，北京CBD国际金融论坛上，安盛集团亚洲区投资负责人鲍里斯·穆捷阐述在全球优质安全资产稀缺的背景下，安盛将持续发挥耐心资本”稳定器”作用，聚焦实体经济与绿色低碳赛道。三场高规格论坛的连续发声，清晰印证了安盛既能服务文博类企业跨境资产防护，也能为外贸制造型企业出海筑牢风险屏障，真正做到了”引进来”与”走出去”双向发力。

6月陆家嘴论坛期间，我在接受《每日经济新闻》专访时明确指出：新能源车险出海绝非中外险企的零和博弈，而是优势互补的共生赛道。海外市场因国产新能源车数据缺失、监管差异存在承保壁垒，而中资深耕车企、手握本土数据却缺少属地服务网络；外资拥有全球合规与理赔渠道却对国内车型风险认知不足。安盛天平的核心定位正是破局者——以”信任桥梁”之姿，推动共建统一车型风险分级标准，输出国内风险模型与定价逻辑，撬动集团全球承保资源。

与此同时，安盛天平的桥梁价值正在获得越来越广泛的国际认同。5月以来，阿尔及利亚保险行业代表团、安盛泰国代表团、法国巴黎第九大学保险高等研究中心EMBA代表团相继到访，围绕数字化转型、新能源车险创新、跨市场协同发展等议题展开深度交流。从北非到东南亚再到欧洲，来访同仁对安盛天平科技实力与运营经验的高度评价，印证了我们”立足中国、连接全球”的枢纽地位正在持续强化。

道阻且长，行则将至。未来，安盛天平将继续依托集团全球资源，持续打通中外保险协作壁垒，陪伴万千中国实体企业开拓全球市场。让我们同心协力，在服务国家对外开放大局的征程中，共同书写安盛天平的新篇章！

Dear Colleagues,

2026 marks the first year of China’s 15th Five-Year Plan for the deepening of China’s high-level financial opening-up. As AXA Group’s only wholly owned property and casualty insurance subsidiary in China, we shoulder a unique mission: to transform the Group’s global network and resources into core capabilities that serve China’s real economy and safeguard Chinese enterprises as they expand overseas. This is not only AXA Tianping’s distinctive competitive advantage, but also our responsibility within the broader national strategic agenda.

Since the beginning of this year, AXA has made frequent appearances at a number of major national and regional government-business platforms, demonstrating through concrete actions the strategic meaning of “Global Resources, China Solutions.” In March, at the North Bund Wealth and Culture Forum, Rhiannon Alban-Davies, Head of Fine Art & Specie, AXALX Asia, attended as the only foreign guest speaker and shared cross-border risk control solutions for artworks, contributing the Group’s professional expertise to the development of Shanghai as an international financial center. In April, during the “Foreign Financial Institutions’ Visit to Fujian” event, we joined hands with ICBC-AXA to provide customized, comprehensive risk protection for Fujian enterprises expanding overseas, empowering regional opening-up with long-term patient capital. In June, at the Beijing CBD International Financial Forum, Boris Moutier, Chief Investment Officer of AXA Asia, explained that against the backdrop of a global shortage of high-quality safe assets, AXA would continue to play the stabilizing role of patient capital, focusing on the real economy and green, low-carbon sectors. Our consecutive presence and voice at these three high-level forums clearly demonstrate that AXA is capable of supporting cross-border asset protection for cultural and museum-related enterprises, while also building solid risk safeguards for export-oriented manufacturing companies expanding internationally. In this way, we are truly advancing both “bringing in” and “going global.”

During the Lujiazui Forum in June, I stated clearly in an interview with National Business Daily that the overseas expansion of new energy vehicle insurance is by no means a zero-sum game between Chinese and foreign insurers, but rather a complementary and symbiotic field where each side can leverage its strengths. In overseas markets, underwriting barriers exist due to the lack of data on Chinese new energy vehicles and differences in regulatory environments. Chinese insurers have deep relationships with automakers and access to domestic data, but lack local service networks overseas; foreign insurers possess global compliance capabilities and claims networks, but have insufficient understanding of the risk profiles of domestic vehicle models. AXA Tianping’s core positioning is precisely that of a problem solver — acting as a “bridge of trust” to promote the joint development of unified vehicle model risk classification standards, export domestic risk models and pricing logic, and mobilize the Group’s global underwriting resources.

At the same time, AXA Tianping’s value as a bridge is gaining increasingly broad international recognition. Since May, delegations from the Algerian insurance industry, AXA Thailand, and the EMBA program of the Insurance Research Center at Paris Dauphine University have visited us in succession, engaging in in-depth discussions on topics such as digital transformation, innovation in new energy vehicle insurance, and cross-market collaborative development. From North Africa to Southeast Asia and Europe, the high praise from visiting colleagues for AXA Tianping’s technological strength and operational experience confirms that our hub position of being “rooted in China and connected to the world” is continuing to strengthen.

The road ahead may be long and challenging, but action will lead us to our destination. Looking to the future, AXA Tianping will continue to rely on the Group’s global resources, further break down barriers to cooperation between Chinese and foreign insurers, and accompany countless Chinese real-economy enterprises as they venture into global markets. Let us work together with one heart and one mind, and jointly write a new chapter for AXA Tianping on the journey of serving the country’s broader opening-up agenda.

---

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安盛天平首席执行官 左伟豪
CEO of AXA Tianping Kevin Chor

重磅｜安盛天平《2025年度企业社会责任报告》正式发布！
AXA Tianping Releases 2025 Corporate Social Responsibility Report

2026年5月27日，安盛天平正式发布《2025年度安盛天平企业社会责任报告》，全面复盘过去一年我们在绿色低碳、普惠金融、人才建设、数字治理四大板块的实践成果，将安盛集团全球ESG战略与国内高质量发展深度融合，多项关键目标圆满落地，斩获多项权威认可。

• 绿色低碳先行，如期兑现减碳承诺

2025年我们圆满达成集团中期减碳目标，实现全办公场所100%绿色电力覆盖，碳排放较2019年下降20%。依托数字化转型，车险保单数字化率达99.99%，全年节约纸张超4759万张；绿色债券持有规模9.17亿元，资金重点投向清洁能源、低碳交通产业。 业务端持续创新，联动人保落地新能源车险合作，助力国内新能源产业出海；全国多地落地天气指数、巨灾保险。内部同步夯实绿色理念，员工气候学院课程完成率95.9%，低碳意识融入全员日常。

• 深耕普惠金融，以保险传递民生温度

小微保障项目全年服务525家中小微企业，覆盖15万员工，斩获2025普惠金融产品创新奖，并入选行业白皮书标杆案例。公益志愿氛围浓厚，员工志愿者参与率77.24%，全年累计志愿时长9222小时。依托“安盛筑爱在行动”品牌，联动工银安盛走进四川凉山，以教育帮扶助力乡村振兴，持续开展儿童关爱、环保公益活动。

• 人才与数字双筑基，斩获权威评级认可

人才建设上，搭建双层全员培训体系，坚守多元包容职场文化，连续三年拿下多元公平包容雇主大奖。数字化治理成效突出，成为行业唯一入选2025 CDI中国数字化企业TOP20的财险公司。2025年10月，穆迪授予公司CIS-2 ESG评级，权威认证我们在环境、社会、治理领域的扎实投入。

安盛天平CEO首席执行官左伟豪表示，可持续发展是公司长期核心战略。作为扎根中国的外资险企，全体同仁过去一年的实干让各项减碳、普惠目标落地见效。未来，公司将持续兼顾全球视野与本土责任，以绿色发展、人文关怀为两翼，创造长期可持续价值，携手全体员工共同助力国内经济高质量发展。

Released on May 27, 2026, the 2025 AXA Tianping Corporate Social Responsibility Report comprehensively reviews the company’s achievements across four core pillars: green low-carbon development, inclusive finance, talent development, and digital governance over the past year. Aligned with AXA Group’s global ESG strategy, the report integrates the strategy with China’s high-quality development drive, delivering on multiple key targets and winning numerous authoritative industry accolades.

I. Taking the Lead in Green Low-Carbon Transition, Delivering Carbon Reduction Commitments as Scheduled

In 2025, the company fully achieved the Group’s medium-term carbon reduction targets. All office premises were powered by 100% renewable electricity, with carbon emissions cut by 20% compared to the 2019 baseline. Fueled by digital transformation, the digitalization rate of motor insurance policies hit 99.99%, saving over 47.59 million sheets of paper annually. The company held RMB 917 million in green bonds, whose proceeds were primarily channeled into clean energy and low-carbon transportation sectors.

In business innovation, we partnered with PICC to launch new energy vehicle insurance products, supporting the global expansion of China’s new energy industry. Weather index insurance and catastrophe insurance products were rolled out across multiple regions nationwide. Internally, green awareness was embedded in daily operations: the completion rate of climate-related courses at the Employee Climate Academy reached 95.9%.

II. Deepening Inclusive Finance, Delivering Warmth to People’s Livelihoods via Insurance

Our micro and small enterprise protection program served 525 small and medium-sized enterprises (SMEs), covering 150,000 employees in 2025. The program won the 2025 Inclusive Finance Product Innovation Award and was featured as a benchmark case in the industry white paper.

Corporate volunteering took root across the workforce: 77.24% of employees participated in volunteer activities, logging a total of 9,222 volunteer hours throughout the year. Under the brand initiative AXA Builds Love in Action, we joined hands with AXA ICBC Life to carry out educational support programs in Liangshan, Sichuan Province, advancing rural revitalization alongside child welfare and environmental public welfare campaigns.

III. Consolidating Foundations Through Talent Development & Digital Governance, Recognized by Authoritative Ratings

For talent development, a two-tier all-staff training system has been established, upholding a diverse, equitable and inclusive workplace culture. The company has claimed the Diverse, Equitable and Inclusive Employer Award for three consecutive years.

Remarkable progress was made in digital governance: AXA Tianping became the only property and casualty insurer featured in the 2025 CDI Top 20 Digital Enterprises in China. In October 2025, Moody’s assigned the company a CIS-2 ESG rating, an authoritative recognition of our solid efforts in environmental, social and governance practices.

Mr. Kevin Chor, Chief Executive Officer of AXA Tianping, stated that sustainable development stands as the company’s long-term core strategy. As a foreign-invested insurance enterprise rooted in China, the hard work of all colleagues in 2025 has turned our carbon reduction and inclusive development targets into tangible results. Moving forward, the company will maintain a global vision while fulfilling local corporate responsibilities. Taking green development and humanistic care as dual drivers, we will create long-term sustainable value and work alongside all employees to advance high-quality economic development in China.

安盛天平携手渠道伙伴，真诚陪伴点亮少年心路
AXA Tianping Joined Hands with Distribution Partners to Provide Emotional Support for Youth in Remote Areas Who Lack Proper Guardianship

安盛天平财产保险有限公司（以下简称”安盛天平”）积极响应安盛集团”AXA Hearts in Action — 安盛筑爱在行动”全球员工志愿者活动周号召，成功举办2026年度”安盛筑爱·益启成长”公益行动。本次活动创新采用”线上捐步 + 线下探访”双轨联动模式，联合大童保险服务、明亚保险经纪、永达理保险经纪、国寿年丰等核心渠道合作伙伴，深入北京密云山区，聚焦困境青少年群体的情感陪伴需求，以实际行动诠释保险行业“保护”的真谛。

关注”隐形缺口”：从物质帮扶到心灵呵护

本次行动的受助对象主要为偏远地区以隔代照料为主、监护缺失的青少年。由父母缺位导致的心理孤寂与情感支持断层，是这一群体面临更严峻的“隐形缺口”。孩子们往往因缺乏有效的沟通引导而性格内向，甚至产生手机依赖。

基于此，安盛天平携手爱佑慈善基金会将公益资源聚焦于“情感陪伴”。正如北京家业如心一线社工所言：”对这些孩子而言，哪怕只是志愿者数小时真诚的陪伴，也足以在他们心里留下久远的印记。”这也成为本次行动最重要的出发点——不以声势论公益，以真实的在场，填补成长的空白。

双轨联动：汇聚全员善意，践行深度陪伴

在6月1日至7日的“线上捐步”活动中，安盛天平通过”安盛安美”平台发起为期一周的微信捐步挑战，企业同步进行配捐。七日内，活动共吸引3,126人次参与，较去年增长逾五成；累计贡献爱心步数20,611,472步，较去年近乎翻倍；汇聚爱心陪伴时长超7.5万小时，安盛天平为此公益行为捐赠善款人民币10万元，用于支持困境青少年的成长帮扶。

6月6日，线下探访活动在密云区不老屯镇兵马营村展开。志愿者团队通过“泡泡糖”破冰游戏、“奶油胶小风扇”手工创作及职业启蒙分享会等互动环节，引导孩子们敞开心扉。当天下午，志愿者分为四组，深入八户家庭进行入户探访。除开展阅读、手工、游戏、交流等个性化陪伴外，志愿者还协助家庭修缮房屋、整理家务，将关怀落至实处。

行业共益：以生态合力拓展公益边界

此次行动，不仅是一次企业社会责任（CSR）的实践，更是保险行业生态协同的一次典范。安盛天平将企业内部公益文化延伸至整个行业价值链，证明当行业力量凝聚时，能为社会创造更大的共享价值。

作为深耕中国市场多年的外资财险领军企业，安盛天平始终秉持”守护生命之本，践行人类进步”的品牌使命，将经济效益与社会责任并重，持续与社会各界携手，不断拓展守护所能抵达的边界。截至目前，公司携手渠道合作伙伴全年累计贡献志愿服务时长已达9,222小时。从密云山区的温情陪伴，到携手工银安盛走进四川凉山探索教育赋能新模式，安盛天平正持续将温暖的力量融入国家乡村振兴大局，兑现其对社会的长期承诺。

Responding to the global employee volunteering week campaign “AXA Week for Good”, AXA Tianping Property & Casualty Insurance Co., Ltd. (hereinafter referred to as “AXA Tianping”) successfully hosted its 2026 public welfare initiative titled “AXA Builds Love · Grow with Kindness”. The program adopted an innovative dual-track model combining online step donation and offline on-site visits. Partnering with core distributors including Datong Insurance Service, Mingya Insurance Broker, Yongdali Insurance Broker and China Life Nianfeng, the team traveled deep into mountainous Miyun District of Beijing. Centered on addressing the emotional companionship needs of disadvantaged teenagers, the initiative embodied the true essence of insurance, protection, through tangible actions.

Addressing the “Invisible Gap”: Shifting from Material Support to Mental Care

The program primarily supported teenagers living in remote areas, most of whom are raised by grandparents with absent parental guardianship. Lacking parental care, these children suffer from severe loneliness and a lack of emotional support, a critical “invisible gap” in their growth. Many grow introverted due to insufficient communication and guidance, and some even develop excessive reliance on mobile phones.

To tackle this challenge, AXA Tianping joined hands with Aiyou Charity Foundation to prioritize emotional companionship. As frontline social workers from Beijing Jiaye Ruxin put it: “For these children, even a few hours of sincere company from volunteers can leave an everlasting mark on their hearts.” This became the core starting point of the initiative: rather than pursuing grand public welfare spectacles, we deliver genuine, in-person care to fill the void in children’s growth.

Gathering Collective Kindness to Deliver In-Depth Companionship

Online Step Donation Campaign (June 1–7)

AXA Tianping launched a one-week WeChat step donation challenge via its internal platform Emma by AXA, with the company matching all donated steps with corresponding funds.

• Total participants: 3,126, a year-on-year increase of over 50%
• Cumulative loving steps: 20,611,472, nearly doubling last year’s figure
• Total equivalent companion hours accumulated: over 75,000 AXA Tianping donated RMB 100,000 to support long-term growth assistance programs for disadvantaged teenagers as a commitment to this public welfare drive.

Offline On-Site Visit (June 6, Bingmaying Village, Bulao Tun Town, Miyun District)

Volunteers kicked off the day with ice-breaking games such as “Bubble Gum”, DIY cream glue mini-fan workshops, and career enlightenment sharing sessions, encouraging children to open up. In the afternoon, volunteers split into four groups to conduct home visits across eight households. Beyond personalized companionship activities including reading, handcrafts and interactive games, volunteers also helped repair houses and tidy living spaces, bringing care down to every detail of daily life.

Industry-Wide Shared Benefits: Expanding the Boundaries of Public Welfare Through Ecosystem Synergy

This initiative stands not only as a solid corporate social responsibility (CSR) practice, but also an exemplary case of cross-collaboration across the insurance industry ecosystem. AXA Tianping extended its internal corporate culture of corporate philanthropy to the full industrial value chain, demonstrating that united industry forces can generate greater shared value for society.

As a leading foreign-owned property & casualty insurer with long-standing presence in China, AXA Tianping adheres to its brand mission: “Act for Human Progress by Protecting What Matters”. Balancing economic performance with social responsibility, the company continuously collaborates with all sectors of society to broaden the reach of its protection. To date, the company and its distribution partners have delivered a combined 9,222 hours of volunteer service this year. From heartfelt companionship in Miyun’s mountain villages to educational empowerment programs co-developed with ICBC-AXA in Liangshan, Sichuan, AXA Tianping consistently integrates warm support into national rural revitalization strategies, honoring its long-term commitments to society.

喜报｜安盛天平顺利通过DCMM四级认证，数据管理实力跻身行业头部
AXA Tianping Successfully Attains DCMM Level 4 Certification, Ranking Among Industry Leaders in Data Management Capabilities

6月3日，中国电子信息行业联合会正式公布DCMM评估结果，安盛天平成功取得数据管理能力成熟度四级（量化管理级）认证，成为国内第二家获此资质的财险企业、外资险企数字化标杆，数据治理能力获国家级权威认证。

DCMM是我国数据管理领域首个国家标准，四级为行业高阶认证，要求企业实现数据全流程标准化、可量化、精细化运营，国内仅有少数企业达标。这份认证印证，安盛天平已搭建覆盖数据战略、治理、质量、标准的完整量化管理体系，完成从被动治理到数据主动赋能的转型，为经营决策、风险防控、客户服务筑牢数智底座。

自2020年起，安盛天平将数据确立为核心战略资产，稳步推进数据体系建设：成立数据管理委员会统筹顶层规划，持续迭代OneData一体化数据平台，打通全域数据；引入AI技术落地智能问数、自动质检，推动数据治理人机协同；常态化举办数据开放日、月度工作组会议，全员培育数据文化。多维度长效建设，最终收获国家级权威认可。

安盛天平CEO首席执行官左伟豪表示，数据是核心战略资产，此次认证是全新起点。未来公司将紧扣金融“五篇大文章”部署，依托成熟DCMM体系持续释放数据价值：深耕绿色车险、智能理赔，以数据驱动降本增效，严守数据安全守护客户权益，持续发挥外资险企示范作用，以数智力量助力金融与实体经济高质量发展。

On June 3, the China Electronics Information Industry Federation officially released the DCMM assessment results. AXA Tianping Property & Casualty Insurance Co., Ltd. has successfully obtained the Level 4 (Quantitative Management Level) certification of the Data Management Capability Maturity Model, making it the second property insurance company in China to earn this qualification and a benchmark for digital transformation among foreign-invested insurance enterprises. Its data governance capabilities have received authoritative national certification.

DCMM (Data Management Capability Maturity Model) is China’s first national standard in the field of data management. Level 4 represents a high-tier industry certification that requires enterprises to realize standardized, quantifiable and refined operation of full-cycle data. Only a small number of domestic enterprises have met this benchmark to date. This certification validates that AXA Tianping has built a comprehensive quantitative management system covering data strategy, governance, quality and standards, completing the transformation from passive governance to active data empowerment, and laying a solid digital and intelligent foundation for business decision-making, risk prevention & control and customer service.

Since 2020, AXA Tianping has identified data as a core strategic asset and steadily advanced the development of its data system: it established a Data Management Committee to coordinate top-level planning, continuously upgraded the integrated OneData platform to connect full-domain data across the enterprise, adopted AI technologies to launch intelligent data query and automatic quality inspection tools for human-machine collaborative data governance, and regularly held Data Open Days and monthly working group meetings to foster a company-wide data-driven culture. Long-term multi-dimensional development efforts have ultimately earned the company this authoritative national recognition.

Mr. Kevin Chor, Chief Executive Officer of AXA Tianping, stated that data constitutes the company’s core strategic asset, and this certification marks a brand-new starting point. Going forward, the Company will align with the national deployment of the “Five Major Priorities for the Financial Sector”. Leveraging its mature DCMM framework, AXA Tianping will further unlock data value: it will deepen NEV insurance and intelligent claims settlement to drive cost reduction and efficiency improvement through data, rigorously safeguard customer rights and interests via robust data security controls, continue to set an exemplary standard for foreign-invested insurance institutions, and fuel high-quality development of the financial sector and real economy with digital and intelligent capabilities.

深化全球协同，共绘开放新篇：安盛天平接待多国代表团共话保险创新
Deepen Global Collaboration, Embark on a New Chapter of Opening-up: AXA Tianping Hosts Delegations from Multiple Countries to Explore Insurance Innovation

2026年5月至6月，安盛天平迎来多国保险行业代表团的密集到访，包括阿尔及利亚、法国及泰国的业界同仁。作为安盛集团在华全资财产险子公司，安盛天平始终致力于发挥外资险企“引进来、走出去”的桥梁作用，通过深化跨国互鉴，共促开放发展，积极服务高水平对外开放，构建国际化行业生态。

5月20日，阿尔及利亚保险行业代表团一行14人到访安盛天平上海金桥职场。代表团由SAA国家保险公司、CAAR阿尔及利亚保险再保险公司及UAR阿尔及利亚保险与再保险公司联盟核心成员组成，华为与中科软作为特邀嘉宾共同参与。交流会上，安盛天平首席运营官余健光介绍了公司依托集团全球网络服务本土实体经济及中资企业出海的实践经验。信息科技部总经理李贺勇与项目交付管理部总经理胡衣良分别分享了云原生架构、AI智能风控及自动化理赔的落地成果。阿尔及利亚代表团高度评价了安盛天平的科技实力，期待未来在再保合作与技术支持方面建立长效沟通机制。

5月29日，安盛泰国代表团一行到访上海，参观工银安盛企业文化馆，并与安盛天平围绕人工智能应用、数字化创新及未来跨市场合作等议题展开深入交流。安盛天平首席执行官左伟豪回顾了双方近年来在新能源车险领域开展的合作成果。依托安盛集团全球网络，双方将持续共享国际经验与创新实践，不断提升服务水平。此次访问深化了双方的交流互信，为未来在数字化转型及跨市场业务合作等领域的深入协作奠定了良好基础。

6月4日，由安盛天平独立董事于巍东带领的法国巴黎第九大学保险高等研究中心EMBA代表团到访上海。安盛天平首席执行官左伟豪系统介绍了公司发展历程及未来战略。他指出，伴随中国企业国际化步伐加快，安盛天平不仅是深耕中国市场的本地保险公司，更致力于成为连接中国市场与安盛全球网络的重要桥梁。公司临港再保险中心的建设，充分体现了连接本土与全球保险资源的独特价值。会上，双方还就新能源车险、人工智能应用等热点议题进行了深入交流。

这一系列交流活动不仅加深了安盛天平与各国保险业的相互了解，也是公司积极服务高水平对外开放、构建国际化行业生态的生动缩影。未来，安盛天平将继续秉持开放共赢的理念，依托集团全球资源，发挥“立足中国、连接全球”的优势，为推动保险行业高质量发展贡献力量。

From May to June 2026, AXA Tianping welcomed intensive visits from insurance delegations across Algeria, France and Thailand. As a wholly-owned property and casualty insurance subsidiary of AXA Group in China, AXA Tianping has long strived to act as a bridge facilitating foreign investment inflows and Chinese industry expansion overseas. By deepening cross-border exchange and mutual learning, the Company advances opening-up-driven development, actively supports high-standard opening-up, and fosters an international industry ecosystem.

On May 20, a 14-member Algerian insurance industry delegation visited AXA Tianping’s Jinqiao office in Shanghai. The delegation consisted of core representatives from SAA National Insurance Company, CAAR Algerian Insurance and Reinsurance Company, and UAR Algerian Union of Insurance and Reinsurance Companies, with Huawei and Zhongke Soft participating as special guests. During the exchange session, Philip Yu, Chief Operating Officer of AXA Tianping, shared the Company’s experience in serving the domestic real economy and Chinese enterprises going global via the Group’s global network. Li Heyong, Director of the Information Technology Department, and Hu Yiliang, Director of the Project Delivery Management Department, presented the implementation outcomes of cloud-native architecture, AI intelligent risk control and automated claims settlement. The Algerian delegation highly commended AXA Tianping’s technological prowess and expressed expectations to establish a long-term communication mechanism for reinsurance cooperation and technical support.

On May 29, the AXA Thailand delegation paid a visit to Shanghai. The group toured the ICBC-AXA Corporate Culture Museum and held in-depth discussions with AXA Tianping on topics including artificial intelligence application, digital innovation and prospective cross-market cooperation. Mr. Kevin Chor, Chief Executive Officer of AXA Tianping, reviewed the fruitful cooperation delivered by both sides in new energy vehicle insurance over recent years. Leveraging AXA Group’s global network, the two parties will continue to share international expertise and innovative practices to elevate service standards. This visit strengthened mutual understanding and trust, laying a solid foundation for deeper collaboration in digital transformation and cross-market business development in the future.

On June 4, an EMBA delegation from the Insurance Advanced Research Center of Paris Dauphine University, led by Yu Weidong, Independent Director of AXA Tianping, visited Shanghai. Mr. Kevin Chor, CEO of AXA Tianping, systematically walked the delegation through the Company’s development journey and forward-looking strategy. He noted that as Chinese enterprises accelerate their global expansion, AXA Tianping serves not only as a local insurer rooted in China’s market, but also a critical bridge linking China’s market to AXA’s global network. The construction of the Lingang Reinsurance Center fully demonstrates the Company’s unique strength in connecting domestic and global insurance resources. The two sides also conducted thorough exchanges on hot-button issues such as new energy vehicle insurance and artificial intelligence deployment.

This series of exchange events has deepened mutual understanding between AXA Tianping and insurance industries worldwide, serving as a vivid epitome of the Company’s commitment to advancing high-standard opening-up and building an international industry ecosystem. Moving forward, AXA Tianping will uphold the vision of openness and win-win results, leverage the Group’s global resources, and capitalize on its strengths of “Rooted in China, Connected to the World” to fuel high-quality development of the insurance sector.

安盛亮相2026北京CBD国际金融论坛，坚定看好中国市场长期发展机遇
AXA Takes the Stage at 2026 Beijing CBD International Financial Forum, Stands Firm on Long-term Growth Opportunities in China’s Market

6月17日，2026北京CBD国际金融论坛暨中信全球财富与投资大会在京召开，论坛以“财富驱动增长 投资引领未来”为主题，汇聚近400名海内外金融、科技及研究机构嘉宾，共探全球投资合作与长期资产配置新机遇。北京市、中信集团、朝阳区及金融监管部门相关领导出席活动，多位业内专家发表主旨演讲。安盛集团作为重点国际参会嘉宾重磅亮相，深度分享全球投资洞察，明确释放深耕中国市场的坚定信心。

论坛现场，安盛集团亚洲区投资负责人鲍里斯·穆捷发表主旨演讲。他指出投资是全球增长的催化剂。当前市场面临着更高利率与通胀、持续波动、财政政策变化等情况，人工智能正成为经济和市场的关键驱动力。AI 部署既带来数据中心、能源基础设施等投资机遇，也伴随着商业模式颠覆、产能过剩及生存风险。

在全球不确定性持续抬升、优质安全资产稀缺的大背景下，中国市场依托新质生产力持续重塑经济增长动能，凸显出突出的抗周期韧性，成为全球机构分散风险、优化多元资产组合的优质配置选择。鲍里斯・穆捷结合安盛深耕中国27年的实战经验进一步阐释，目前安盛已实现财险、寿险、再保险保险全产业链布局，沉淀了丰富的本土运营与投资经验，长期见证国内市场发展潜力。展望未来，鲍里斯・穆捷强调，安盛长期坚定看好中国市场发展前景，将持续发挥保险耐心资本的市场 “稳定器” 作用，聚焦实体经济高质量发展与绿色低碳赛道；同时他感谢朝阳区政府搭建本次高端金融交流平台，安盛也将持续发挥桥梁纽带作用，打通中外金融市场互联互通渠道，助力中国金融高水平对外开放。

安盛集团亚洲区投资负责人鲍里斯·穆捷发表主旨演讲

June 17 witnessed the convening of the 2026 Beijing CBD International Financial Forum & CITIC Global Wealth and Investment Conference in Beijing. Centered on the theme “Wealth Fuels Growth, Investment Shapes the Future”, the forum gathered nearly 400 distinguished guests from financial, technological and research institutions worldwide to jointly explore new opportunities for global investment cooperation and long-term asset allocation. Relevant officials from the Beijing Municipal Government, CITIC Group, Chaoyang District and financial regulatory authorities attended the event, with a host of industry experts delivering keynote speeches. As a key international participant, AXA Group made a prominent appearance, sharing in-depth insights into global investment and sending a clear signal of its unwavering commitment to deepening its footprint in China’s market.

At the forum, Mr. Boris Moutier, Chief Investment Officer of AXA Asia, delivered a keynote address. He stated that investment acts as a catalyst for global growth. Against the backdrop of elevated interest rates and inflation, persistent market volatility and shifting fiscal policies, artificial intelligence has emerged as a pivotal driving force for economies and markets. While AI rollout unlocks investment opportunities spanning data centers and energy infrastructure, it also brings disruptive business models, overcapacity risks and existential challenges to market players.

Amid mounting global uncertainties and a shortage of high-quality safe-haven assets, China’s market has continuously revitalized economic growth momentum through new quality productive forces, demonstrating remarkable counter-cyclical resilience. It has become a premium allocation option for global institutions to diversify risks and optimize multi-asset portfolios. Drawing on AXA’s 27 years of on-the-ground operational experience in China, Mr. Boris Moutier further elaborated that the Group has built a full industrial chain covering property & casualty insurance, life insurance and reinsurance, accumulating extensive local operation and investment expertise while witnessing the long-term growth potential of China’s market firsthand.

Looking ahead, Mr. Boris Moutier emphasized AXA’s enduring and firm optimism about China’s market prospects. The Group will continue to leverage insurance patient capital as a “market stabilizer”, focusing on high-quality development of the real economy and green low-carbon sectors. He also expressed gratitude to the Chaoyang District Government for establishing this high-end financial exchange platform. AXA will keep acting as a bridge linking Chinese and foreign financial markets to facilitate high-level opening-up of China’s financial sector.

安盛受邀出席北外滩财富与文化论坛
以全球资源服务上海国际金融中心建设
AXA Attends North Bund Fortune and Culture Forum
Leveraging Global Resources to Support the Development of Shanghai as an International Financial Center

2026年3月28日，以“财富 文化 城市 共融共生”为主题的2026北外滩财富与文化论坛在上海虹口北外滩“世界会客厅”隆重举行。安盛信利亚洲艺术品与贵重/特殊物品险业务总经理瑞安农·奥尔班-戴维斯（Rhiannon Alban-Davies）发表主题演讲，安盛天平财产保险有限公司首席执行官左伟豪、首席市场营销官兼总经理办公室主任戴思远、艺术品保险总监施珺等一并受邀出席，与来自金融、文化及政策研究领域的专家共商上海国际金融中心建设新路径。

金融与文化赋能城市能级提升

本次论坛由上海市委金融办、市文旅局及虹口区政府联合主办，旨在探讨面向“十五五”时期，如何通过金融财富与文化产业的双向赋能，提升上海城市核心竞争力。市委常委、常务副市长吴伟在致辞中强调，上海国际金融中心建设需进一步发挥文化软实力的支撑作用，推动金融与文化深度融合。

安盛信利亚洲艺术品与贵重/特殊物品险业务总经理瑞安农·奥尔班-戴维斯（Rhiannon Alban-Davies）女士作为唯一受邀的外方演讲嘉宾，代表安盛集团发表主题演讲。她指出，安盛承保的资产不仅是金融财富，更是人类创造力的结晶。依托集团全球网络与技术优势，安盛天平正成为中国企业全球化进程中的风险管理合作伙伴，在保障跨境贸易、守护海外资产及促进文化交流方面提供关键支撑。

与会期间，瑞安农女士还与上海博物馆、新华社美术馆等艺术机构的负责人进行了深入交流，各方一致看好未来艺术品风险管理领域的发展前景。瑞安农女士对中国市场展现出极大兴趣，希望未来有更多类似的交流平台，可以链接集团优势资源服务新兴市场，助力业务拓展。

战略定位：安盛天平的桥梁使命

作为未来的国际金融中心，上海兼具财富与文化融合的发展定位与安盛天平的战略方向高度契合。安盛天平将充分发挥“全球资源+本地桥梁”的优势，通过引入集团在艺术品保险、跨境风险管理等领域的最佳实践，服务上海“五个中心”建设，助力中国企业出海行稳致远。

本次论坛的深度参与，标志着安盛天平在服务国家战略与集团全球布局中的桥梁作用日益凸显。未来，公司将继续依托安盛集团的强大背书，为上海提升城市能级贡献专业力量。

On March 28, 2026, the 2026 North Bund Fortune and Culture Forum themed Fortune, Culture, City: Integration and Co-prosperity was grandly held at the “World Living Room” in North Bund, Hongkou District, Shanghai. Rhiannon Alban-Davies, Head of Fine Art & Specie, AXA XL Asia, delivered a keynote speech. Kevin CHOR, CEO of AXA Tianping Property & Casualty Insurance Co., Ltd., Siyuan Dai, Chief Marketing Officer, and Anna Shi, Fine Art Insurance Director, attended the forum as invited guests. They joined experts from finance, culture and policy research sectors to jointly explore new paths for advancing Shanghai’s development as an international financial center.

Two-way Empowerment of Finance and Culture to Elevate Urban Competitiveness

Co-hosted by the Financial Work Committee of CPC Shanghai Municipal Committee, Shanghai Municipal Administration of Culture and Tourism, and Hongkou District People’s Government, the forum aims to discuss how to boost Shanghai’s core urban competitiveness through two-way integration of financial wealth and cultural industries during the 15th Five-Year Plan period. Wu Wei, Member of the Standing Committee of CPC Shanghai Municipal Committee and Executive Vice Mayor, stated in his address that the development of Shanghai as an international financial center needs further support from cultural soft power to deepen the integration of finance and culture.

As the only foreign keynote speaker invited, Rhiannon Alban-Davies delivered a speech on behalf of the AXA Group. She noted that the assets underwritten by AXA represent not merely financial wealth, but the crystallization of human creativity. Drawing on the Group’s global network and technological strengths, AXA Tianping acts as a key risk management partner for Chinese enterprises going global, providing critical support for cross-border trade protection, overseas asset safeguarding and cultural exchange promotion.

As the only foreign keynote speaker invited, Rhiannon Alban-Davies delivered a speech on behalf of the AXA Group. She noted that the assets underwritten by AXA represent not merely financial wealth, but the crystallization of human creativity. Drawing on the Group’s global network and technological strengths, AXA Tianping acts as a key risk management partner for Chinese enterprises going global, providing critical support for cross-border trade protection, overseas asset safeguarding and cultural exchange promotion.

Strategic Positioning: AXA Tianping as a Connecting Bridge

As an emerging international financial hub, Shanghai’s development orientation of integrated wealth and cultural development aligns closely with AXA Tianping’s strategic direction. AXA Tianping will fully leverage its dual strengths of “global resources + local bridge”, introduce the Group’s best practices in fine art insurance and cross-border risk management, support the development of Shanghai’s Five Global Centers, and help Chinese enterprises navigate global expansion with steady footing.

AXA Tianping’s in-depth participation in this forum underscores its increasingly prominent bridging role in supporting national strategies and advancing the Group’s global layout. Moving forward, backed by the robust support of the AXA Group, the company will continue to contribute professional expertise to elevate Shanghai’s urban development capacity.

融通世界，福见未来：安盛天平护航闽企出海 共享“一带一路”发展新机遇
Connecting the World, Embracing a Promising Future: AXA Tianping Empowers Fujian Enterprises to Go Global and Seize New Development Opportunities Under the Belt and Road Initiative

2026年4月7日至9日，“融通世界，福见未来”外资金融机构福建行活动顺利举行，安盛集团在华机构代表——工银安盛人寿董事长王都富、安盛天平首席市场营销官戴思远、安盛天平福建分公司副总经理董王雄等应邀出席，与各界嘉宾共话金融服务实体经济发展。活动期间，王都富先生作为外资金融机构代表发表专题发言，重点阐述了安盛天平如何作为关键桥梁，将法国安盛集团的全球网络资源转化为服务中国、特别是福建企业“走出去”的强劲动力。

本次“外资金融机构福建行”活动由国家金融监督管理总局国际司指导，福建省金融监管局、福建省委金融办联合福建省发改委、福建省商务厅、福州市人民政府、泉州市人民政府、中国银行业协会、中国保险行业协会和上海市银行同业公会主办，旨在搭建政企交流合作平台，充分发挥外资金融机构全球服务网络和跨境金融服务优势，助力福建企业“走出去”。

全球网络，中国方案：安盛集团的战略支点

作为全球领先的保险集团，安盛业务遍及52个国家和地区，服务约9200万客户，是中国金融业高水平对外开放的见证者、参与者与受益者。在中国，安盛集团通过包括工银安盛人寿、安盛天平、安盛环球再保险等运营实体的多元化布局，构建了全链条的金融服务能力。

在题为《汇聚全球保险智慧，助力福建扩大高水平对外开放》的发言中，王都富董事长指出，安盛天平作为安盛集团在华唯一全资财险子公司及国内规模领先的外资财险公司，在集团“全球网络+中国方案”的战略中扮演着核心枢纽角色。安盛天平不仅是集团全球能力在中国市场的转化器，更是将中国市场的洞察与实践反哺至全球网络的重要通道。

卓越承保，精准护航：从战略合作到模式创新

展望未来，随着中国企业的全球足迹不断延伸，安盛集团已做好全面准备，致力于成为中国企业国际化进程中长期可靠的首选风险管理伙伴。安盛天平正是这一承诺的践行先锋。

一个标志性实践是安盛天平牵头促成的安盛集团与中国人民保险集团（PICC）的全面战略合作。该合作精准对接中国新能源车企的出海需求，形成了可复制、可推广的“本土出单、全球服务”创新模式：

• 2025年，合作率先于香港与泰国落地，成功验证了跨境保险解决方案的可行性。

• 2026年，合作进一步深化，安盛天平、人保财险与安盛哥伦比亚签署三方备忘录，通过设立新能源车险卓越中心，首创了拉美地区新能源车险本土化解决方案。这一举措将服务版图从亚洲延伸至拉美，为中国品牌在新兴市场提供可及、可负担且完全合规的风险保障。

这种由行业巨头联手开创的合作范式，不仅仅是为中国新能源汽车的海外之旅保驾护航，其更深层的意义在于，它为中国企业“体系化扎根”海外市场，扫除了关键的保险与合规障碍，展现了“全球网络+本地化方案”的强大协同效应。

不止于车：全方位服务闽企全球化布局

安盛天平的服务能力不仅限于新能源汽车领域。其凭借安盛集团旗下的专业网络与卓越承保能力，能够为不同行业的出海企业提供复杂、定制化的风险解决方案。例如，为某跨国运营的医药集团提供了覆盖多国、多运输方式的综合风险保障；利用集团旗下全球最大商业险公司安盛信利的承保能力，为一家小家电先锋企业提供了高难度的产品召回保障。

除风险保障外，安盛集团亦通过旗下多元业务布局，为地方经济发展注入长期稳定的“耐心资本”。以工银安盛资产管理为例，其在福建省的投资规模已达130亿元，并重点配置于地方债及龙头企业，持续为本地科创企业注入资本动能，实现了社会效益与商业回报的双赢。

2026年是“十五五”规划的开局之年。安盛集团及其在华成员机构，包括安盛天平和工银安盛，愿以此次福建行活动为契机，充分发挥保险的风险保障功能和保险资金作为耐心资本的独特优势，全力支持福建企业稳健“走出去”，全力支持福建省构建现代化产业体系，与福建各界伙伴携手，共谱高质量发展新篇章。

From April 7 to 9, 2026, the “Connecting the World, Embracing a Promising Future” Foreign-Funded Financial Institutions Fujian Tour was successfully held. Senior representatives of AXA’s China entities were invited to attend the event, including Wang Dufu, Chairman of ICBC-AXA Life, Dai Siyuan, Chief Marketing Officer of AXA Tianping, and Dong Wangxiong, Deputy General Manager of AXA Tianping Fujian Branch. They joined distinguished guests from all sectors to discuss how financial services fuel the development of the real economy. During the event, Mr. Wang Dufu delivered a keynote speech as a representative of foreign-funded financial institutions, elaborating on how AXA Tianping acts as a vital bridge to translate AXA Group’s global network resources into robust momentum supporting Chinese enterprises—especially those from Fujian—to “go global”.

The Foreign-Funded Financial Institutions Fujian Tour was guided by the International Department of the State Administration of Financial Regulation, and co-hosted by the Fujian Provincial Financial Regulatory Bureau, Financial Work Office of the CPC Fujian Provincial Committee, Fujian Provincial Development and Reform Commission, Fujian Provincial Department of Commerce, Fuzhou Municipal People’s Government, Quanzhou Municipal People’s Government, China Banking Association, China Insurance Industry Association and Shanghai Banking Association. The event aims to build a communication and cooperation platform between government and enterprises, leverage the global service networks and cross-border financial service strengths of foreign-funded financial institutions, and facilitate Fujian enterprises’ overseas expansion.

Global Network, China-Tailored Solutions: AXA Group’s Strategic Anchor

As a world-leading insurance group, AXA operates across 52 countries and regions, serving approximately 92 million clients. It stands as a witness, participant and beneficiary of high-level opening-up in China’s financial sector. Within China, AXA Group has built a full-spectrum financial service capability through diversified operational entities including ICBC-AXA Life, AXA Tianping and AXA XL Reinsurance.

In his speech titled Pooling Global Insurance Expertise to Support Fujian’s High-Level Opening-Up, Chairman Wang Dufu noted that AXA Tianping—the sole wholly-owned property & casualty subsidiary of AXA Group in China and one of the country’s top foreign-funded P&C insurers—serves as a core hub under the Group’s “Global Network + China-Tailored Solutions” strategy. AXA Tianping not only translates the Group’s global expertise for the Chinese market, but also acts as a key channel to feed local Chinese market insights and practices back into the global AXA network.

Superior Underwriting, Targeted Risk Protection: From Strategic Partnership to Model Innovation

As Chinese enterprises expand their global footprint, AXA Group stands fully prepared to become a long-term, trusted partner specializing in risk management for Chinese companies pursuing internationalization—with AXA Tianping at the forefront of delivering this commitment.

A landmark initiative is the comprehensive strategic partnership between AXA Group and PICC, brokered by AXA Tianping. Tailored to meet the overseas expansion demands of China’s new energy vehicle manufacturers, this collaboration has forged a replicable, scalable innovation model featuring “Local Policy Issuance, Global Service Coverage”:

• In 2025, the partnership launched its first operations in Hong Kong and Thailand, verifying the viability of cross-border insurance solutions.
• In 2026, the cooperation deepened further. AXA Tianping, PICC Property and Casualty and AXA Colombia signed a tripartite memorandum of understanding to establish a New Energy Vehicle Insurance Center of Excellence, pioneering localized new energy vehicle insurance solutions for Latin America. This initiative extends AXA’s service coverage from Asia to Latin America, delivering accessible, affordable and fully compliant risk protection for Chinese brands operating in emerging markets.

This groundbreaking cooperation between two industry giants does more than safeguard Chinese new energy vehicles on overseas roads. More fundamentally, it removes critical insurance and compliance barriers that prevent Chinese enterprises from establishing a systematic overseas presence, demonstrating the powerful synergy of a “global network paired with localized solutions”.

Beyond Motor Insurance: Full-Spectrum Support for Fujian Enterprises’ Global Layout

AXA Tianping’s service portfolio stretches far beyond new energy vehicle insurance. Drawing on AXA Group’s specialized global network and elite underwriting capabilities, it delivers customized, complex risk solutions for outbound enterprises across all industries. For instance, it provided comprehensive multi-jurisdictional, multi-modal transportation risk coverage for a multinational pharmaceutical group; leveraging underwriting capacity from AXA XL, the world’s largest commercial insurance arm of AXA Group, it delivered sophisticated product recall insurance for a leading small home appliance manufacturer.

Beyond risk protection, AXA Group’s diversified business lines channel long-term, stable “patient capital” to drive local economic growth. Take ICBC-AXA Asset Management as an example: its investment footprint in Fujian has reached RMB 13 billion, with major allocations to local government bonds and leading regional enterprises. The firm consistently injects capital vitality into local tech startups, striking a balance between social benefits and commercial returns.

2026 marks the launch year of the 15th Five-Year Plan. Building on the momentum of the Fujian Tour event, AXA Group and its Chinese affiliates including AXA Tianping and ICBC-AXA Life stand ready to fully harness insurance’s risk mitigation function and the unique long-term investment value of insurance capital. We will fully support Fujian enterprises in their steady global expansion, back Fujian’s efforts to develop a modern industrial system, and join hands with all partners across Fujian to write a new chapter of high-quality development.

陆家嘴论坛专访｜左伟豪：以中外协同桥梁，护航新能源车险出海新征程
Lujiazui Forum Exclusive Interview | Mr. Kevin Chor: Building a Sino-Foreign Collaborative Bridge to Chart a New Voyage for New Energy Vehicle Insurance Overseas Expansion

2026陆家嘴论坛期间，安盛天平CEO左伟豪接受《每日经济新闻》专访，围绕新能源车险出海机遇、行业痛点与安盛天平差异化战略分享核心观点，为全体同事明确海外业务发展方向。

当前国内新能源车险竞争趋于饱和，出海成为行业增量核心赛道。人保、太保等中资险企依托车企资源加速出海，而安盛天平凭借安盛全球网络入局赛道。行业普遍存在疑问：外资拥有全球成熟风控合规体系，海外落地成效却不及预期；中外险企究竟是竞争还是协同？跨境数据、监管壁垒如何破解？

左总指出，外资落地受限核心并非能力不足，而是海外场景差异、跨境数据不对称。海外市场缺少国产三电系统事故、电池衰减、充电桩风险等底层数据，海外机构对国内车型风险判断存在盲区，承保额度保守、保费定价偏高。而国内新能源产业发展领先全球，完整的风险模型、定价经验，恰好能弥补海外市场短板。

赛道并非零和博弈，中外险企是共生共荣关系。中资深耕车企、手握本土数据，但缺少海外属地服务网络；外资拥有全球合规、理赔渠道，却缺少国产车型风险数据，双方优势天然互补。安盛天平的核心定位是行业“信任桥梁”，依托集团全球布局，输出国内车型数据、风险模型与定价逻辑，消除海外机构信息顾虑，撬动海外成熟承保资源，为出海车企提供合规准入、风险管控、跨境快赔全链路保障。

针对行业长期存在的数据、标准壁垒，左总提出关键解决方案：推动共建全国统一车型风险分级标准。这套标准相当于新能源车出海“数字护照”，可统一海内外风险评估语言，解决海外保费偏高、沟通成本高企等痛点。安盛集团愿意输出全球数十年分级经验，助力标准对接国际规则，打通国产汽车出海保险堵点。

外界常有“外资仅做配角”的误读。左总表示，当前单一国产车型海外规模有限，海外机构资源投入有限，并非外资服务能力不足。安盛天平无需重复搭建海外服务体系，以“国内经验赋能全球网络”的差异化模式，深度参与新能源出海全产业链，打造不可替代的枢纽价值。

面向未来，新能源汽车出口市场空间广阔，跨境车险是公司重点战略增长点。全体同事可依托中外协同优势，发挥桥梁枢纽作用，以数据、技术、全球网络赋能国产车企出海，助力中国汽车产业从产品输出迈向规则输出，共同抢占新能源海外保险新机遇。

During the 2026 Lujiazui Forum, Mr. Kevin Chor, CEO of AXA Tianping, sat down for an exclusive interview with National Business Daily. He shared core insights on overseas expansion opportunities, industry pain points, and AXA Tianping’s differentiated development strategy for new energy vehicle insurance, clarifying the development roadmap for the company’s overseas business for all staff.

At present, competition in China’s domestic new energy vehicle insurance market has turned fierce, making overseas expansion a new growth frontier for the industry. Since 2025, major Chinese insurers including PICC Property and Casualty and CPIC Property & Casualty have accelerated their overseas layout. Leveraging in-depth partnerships with domestic automakers, they have launched a full suite of new energy vehicle insurance products overseas, delivering tangible results and providing robust risk protection for Chinese new energy vehicles venturing into global markets.

Against this backdrop, AXA Tianping has entered the track backed by AXA Group’s worldwide network. A key industry question has emerged: foreign insurers boast mature global risk control and compliance systems, yet their overseas rollout performance has fallen short of expectations. Are Chinese and foreign insurers rivals or collaborators? How can cross-border data gaps and regulatory barriers be dismantled?

Mr. Kevin Chor pointed out that foreign insurers’ limited overseas traction stems not from insufficient capacity, but from divergent local market scenarios and asymmetric cross-border data. Overseas markets lack granular underlying data covering failures of domestic three-electric systems, battery degradation, charging pile risks and other unique risks of Chinese EV models. This leaves overseas underwriters blind to the risk profiles of Chinese vehicles, resulting in conservative underwriting limits and overpriced premiums. In contrast, China leads the world in the new energy vehicle industry, possessing comprehensive risk models and pricing expertise that perfectly fill gaps in overseas markets.

This track is far from a zero-sum game; Chinese and foreign insurers thrive in symbiosis. Chinese insurers maintain deep ties with automakers and hold proprietary domestic risk data, yet lack on-the-ground service networks across global jurisdictions. Foreign insurers command worldwide compliance frameworks and cross-border claims channels, but lack risk data tailored to Chinese EV models. The two sides feature naturally complementary strengths. AXA Tianping positions itself as a “trust bridge” for the sector. Drawing on the Group’s global footprint, we export domestic EV data, risk models and pricing frameworks to eliminate information asymmetry for overseas underwriters, unlocking mature global underwriting capacity. We deliver end-to-end support for Chinese automakers expanding overseas, covering compliance market entry, holistic risk governance and expedited cross-border claims settlement.

To resolve long-standing industry bottlenecks around data fragmentation and inconsistent standards, Mr. Kevin Chor put forward a pivotal solution: jointly developing a unified national risk classification standard for vehicle models. Acting as a “digital passport” for Chinese EV exports, this standard aligns risk assessment frameworks across domestic and international markets, addressing pain points such as inflated overseas premiums and exorbitant cross-border communication costs. AXA Group stands ready to share decades of global classification expertise to align this standard with international norms, removing insurance-related roadblocks for Chinese automotive exports.

There is a common misconception that foreign insurers only play a supporting role. Mr. Kevin Chor clarified that overseas underwriters allocate limited resources largely due to the currently modest individual sales volume of each Chinese EV model abroad, rather than inadequate service capabilities. Instead of duplicating overseas service infrastructure, AXA Tianping adopts a differentiated model that empowers global networks with China’s domestic industry expertise. We deeply embed ourselves in the full industrial chain of Chinese EV exports to deliver irreplaceable hub value.

Looking ahead, the global market for Chinese new energy vehicle exports holds immense potential, and cross-border vehicle insurance stands as a core strategic growth pillar for our company. All team members shall capitalize on our Sino-foreign collaborative strengths, fulfill our role as an industry bridge and hub, and empower domestic automakers’ global expansion through data, technology and worldwide networks. Together, we will support China’s automotive industry to evolve from product exports to rule-setting exports, and seize unprecedented new opportunities in the global new energy vehicle insurance market.