Categories
Uncategorized

积极响应上海国际再保险中心建设政策,安盛天平以“全球资源+本地桥梁”战略助力行业高质量发展 Actively responding to the policy for building the Shanghai International Reinsurance Center, AXA Tianping is leveraging a “global resources + local bridge” strategy to drive high-quality industry development

积极响应上海国际再保险中心建设政策,安盛天平以“全球资源+本地桥梁”战略助力行业高质量发展
Actively responding to the policy for building the Shanghai International Reinsurance Center, AXA Tianping is leveraging a “global resources + local bridge” strategy to drive high-quality industry development

近日,金融监管总局、上海市人民政府联合发布《关于加快上海国际再保险中心建设的若干措施》(以下简称”《措施》”),通过引导机构布局、完善统一登记、加快平台建设、加大能力供给等举措,加快上海国际再保险中心建设,推动再保险市场高质量发展。

作为坚定深耕中国市场的外资保险机构,安盛天平积极响应《措施》要求,将充分发挥“全球资源+本地桥梁”的战略定位,抢抓上海国际再保险中心建设机遇,持续加码产品创新、跨境协同与风险保障能力建设,助力上海打造制度型开放的国际再保险高地。

精准滴灌:制度供给为行业高质量发展筑基

《措施》共8条,着力促进各类要素在上海临港新片区顺畅流动、高效配置。支持再保险机构增资扩股和发行资本补充工具。引导保险行业围绕国家重大项目建设、战略性新兴产业等领域,聚合承保能力。

安盛天平表示,《措施》的出台,是对前期中央金融工作会议精神的精准落地,有抓手、可量化、能落地,为行业高质量发展提供了坚实的制度保障。强化资本补充,意味着机构可以在业务扩张与偿付能力充足率之间找到更好的平衡点;引导行业聚焦国家重大战略,这与安盛天平的转型方向高度契合。

“我们将充分发挥‘全球资源+本地桥梁’的战略定位,引入集团在绿色保险、普惠金融等新兴领域的成熟产品、风控技术以及丰富经验,服务新质生产力发展;同时,借助上海国际再保险中心的集聚效应,推动业务流程线上化,助力中国再保险市场提升承接全球风险的能力,服务中国保险市场高水平对外开放。”

开放赋能:跨境合作助力“引进来”与“走出去”良性循环

激发业务活跃动能是此次政策着力点。《措施》为账户管理、数据出境等方面提供了便利,统一登记让交易信息有据可查,平台建设让交易更透明高效,境外机构引荐与场内交易优化将进一步激活市场。

安盛天平认为,《措施》带来的政策红利极具实操价值,进一步推动资金流转效率、夯实数据合规基础、助力中资企业“走出去”。

资金流转效率显著提升。《措施》支持开立专用账户,叠加跨境分入业务收入境外投资便利化政策,将畅通跨境再保资金循环,赋能国际化运营。2024年8月,安盛天平上海再保险运营中心即成功实现了上海国际再保险登记交易中心首单跨境业务登记、交易、清分、结算全流程落地。

夯实数据合规基础。此前在临港管委会的指导下,安盛天平积极参与了再保险领域数据跨境负面清单和操作指引的制定,推进中国数据跨境流动制度的优化,此次《措施》明确为数据出境提供便利化通道,在确保安全可控的前提下,解决了跨境再保险业务中风险评估所需数据流动的痛点,制度的创新将为行业降本增效提供有力支撑。

助力中资企业“走出去”。《措施》引领下将更高效地整合全球承保能力,不仅是将风险分出去,更是将保障带回来。

2024年在安盛天平牵头下,安盛集团与人保集团签署合作备忘录,在属地保险服务、承保能力链接、共享服务网络、再保险业务协作、产品与技术创新等领域实现合作,创新构建“技术(风控模型)+再保+渠道”三位一体的协同保障模式,并先后在中国香港、泰国落地实践。

未来,安盛天平表示,将持续依托集团的全球网络资源,扎根上海、深耕全国、链接全球,紧抓政策机遇,持续强化资本实力、创新产品服务、深化跨境协同,充分发挥外资机构桥梁作用,助力完善国内风险保障体系、提升行业国际竞争力,为上海建成全球一流国际再保险中心贡献外资力量。

Recently, the National Administration of Financial Regulation and the Shanghai Municipal People’s Government jointly issued the “Several Measures for Accelerating the Development of the Shanghai International Reinsurance Center” (hereinafter referred to as the “Measures”). By guiding institutional deployment, improving the unified registration system, expediting platform development, and enhancing capacity supply, these measures aim to accelerate the construction of the Shanghai International Reinsurance Center and promote high-quality growth in the reinsurance market.

As a foreign‑invested insurance institution firmly committed to deepening its presence in the Chinese market, AXA Tianping is proactively responding to the requirements of the Measures. Leveraging its strategic positioning as a “global resource with a local bridge,” the company will seize the opportunities presented by the development of Shanghai as an international reinsurance hub, continuously ramping up efforts in product innovation, cross‑border collaboration, and risk‑management capacity building, thereby helping Shanghai become a world‑class center for institutional‑based international reinsurance.

Precision Drip Irrigation: Institutional Support Lays the Foundation for High-Quality Industry Development

The Measures comprise eight provisions, aimed at facilitating the smooth flow and efficient allocation of various production factors within the Lingang New Area of Shanghai. They support reinsurance institutions in raising capital through equity increases and issuing capital‑supplementing instruments, and guide the insurance sector to pool underwriting capacity around major national projects and strategic emerging industries.

AXA Tianping stated that the issuance of the Measures represents a precise implementation of the spirit of the earlier Central Financial Work Conference, offering concrete measures that are quantifiable and actionable, thereby providing robust institutional safeguards for the industry’s high-quality development. Strengthening capital replenishment enables institutions to strike a better balance between business expansion and solvency adequacy ratios, while guiding the industry to focus on major national strategies aligns closely with AXA Tianping’s transformation roadmap.

“We will fully leverage our strategic positioning as a ‘global resource–local bridge,’ introducing the Group’s mature products, risk‑management technologies, and extensive experience in emerging fields such as green insurance and inclusive finance to support the development of new‑type productive forces. At the same time, by capitalizing on the agglomeration effects of the Shanghai International Reinsurance Center, we will digitize our business processes, helping China’s reinsurance market enhance its capacity to underwrite global risks and contributing to the high‑level opening up of China’s insurance sector.”

Openness and Empowerment: Cross-Border Cooperation Fosters a Virtuous Cycle of “Attracting Inward Investment” and “Going Global”

Stimulating robust business activity is the primary focus of this policy. The Measures provide facilitation in areas such as account management and cross-border data transfers; unified registration ensures that transaction information is traceable and verifiable; platform development enhances transparency and efficiency; and the introduction of overseas institutions, coupled with the optimization of on‑exchange trading, will further invigorate the market.

AXA Tianping believes that the policy benefits brought by the Measures are highly practical, further enhancing capital‑flow efficiency, strengthening the foundation for data compliance, and supporting Chinese enterprises in their global expansion.

The efficiency of capital circulation has improved significantly. The Measures support the establishment of dedicated accounts and, combined with policies that facilitate overseas investment for income generated from cross-border ceding business, will ensure smooth circulation of cross-border reinsurance funds and bolster international operations. In August 2024, AXA Tianping’s Shanghai Reinsurance Operations Center successfully completed the end-to-end processing—registration, trading, clearing, and settlement—of the first cross-border transaction through the Shanghai International Reinsurance Registration and Trading Center.

Strengthening the foundation of data compliance. Previously, under the guidance of the Lingang Administration Committee, AXA Tianping actively participated in drafting the negative list and operational guidelines for cross-border data transfers in the reinsurance sector, thereby advancing the optimization of China’s framework for cross-border data flows. This latest set of Measures explicitly establishes a streamlined channel for data exports, addressing the key challenge of data mobility required for risk assessment in cross-border reinsurance operations—while ensuring security and controllability. Such institutional innovation will provide robust support for reducing costs and enhancing efficiency across the industry.

Supporting Chinese enterprises in “going global.” Under the guidance of these Measures, global underwriting capacity will be integrated more efficiently—going beyond simply dispersing risk to also bring back robust protection.

In 2024, under the leadership of AXA Tianping, AXA Group and PICC Group signed a memorandum of cooperation to collaborate across multiple areas, including local insurance services, underwriting capacity integration, shared service networks, reinsurance business coordination, and product and technology innovation. They innovatively established a tripartite collaborative risk‑management model integrating “technology (risk‑control models) + reinsurance + distribution channels,” which has since been implemented in Hong Kong, China, and Thailand.

Looking ahead, AXA Tianping stated that it will continue to leverage the Group’s global network, remain firmly rooted in Shanghai, deepen its presence nationwide, and connect with the world. By seizing policy-driven opportunities, the company will further strengthen its capital base, innovate its products and services, and deepen cross-border collaboration, thereby fully leveraging its role as a bridge for foreign-invested institutions. This will help improve China’s domestic risk‑management framework, enhance the industry’s international competitiveness, and contribute the strength of foreign capital to Shanghai’s development into a world-class international reinsurance hub.

Leave a Reply