Author: 陆俊融

Data Open Day 2025活动圆满落幕
The Data Open Day 2025 Event Concludes with Succuss

2025年12月2日，由大数据应用部主办的第六届Data Open Day活动在公司总部启幕。本次活动以“数智融合 领航新征程 Data and AI Synergy Pioneering a New Era”为主题，通过线上线下相结合的方式，聚焦数字化与智能化技术的深度融合，探讨数据与人工智能协同驱动行业变革的创新路径，助力企业迈向智能化、高质量发展的新征程。

今年分别在瑞明和金桥举办了两场以“数据+AI”为主题的大咖分享会。在现场活动中，同事们积极参与数据AI答题活动，现场充满趣味性与益智性。首席运营官兼首席数据官余健光总莅临瑞明现场开场致词，回顾了去年的Data Open Day活动，引出了今年的活动主题。来自腾讯的分享嘉宾围绕AI技术如何重塑金融行业生态展开深度解读，揭示了AI在内部运营、资产管理和财富管理方面的突破性应用，分享了金融行业AI应用趋势及典型案例，并为保险公司应对AI浪潮提供了很好的建议。在金桥现场活动中，腾讯金融云分享嘉宾系统阐述了大数据团队通过打造集自助化、自动化、智能化于一体的数智化平台，显著提升了内部数据分析师的日常工作效率；深入解析了数智融合的创新实践路径，如何解决数据治理、安全防护与运维管理等核心难题，为行业数智化转型提供了可借鉴的实践范本。

线上活动同步开启。总公司和分公司同事通过企业微信“有奖趣味打卡”积累积分，赢取奖品，持续积累参与感和成就感；每日“点我抽取今日幸运签”则通过AI技术随机生成个性化寄语，为活动增添科技温度与惊喜感；同时，设置“有奖调研”环节，邀请大家分享对数智化发展的见解与建议。三大互动模块巧妙融合趣味性与实用性，强化了活动参与度。职场大屏实时动态呈现线上活动参与数据与排名信息，增强了活动的互动性与趣味性，提升了现场体验，收获广泛好评。

同时本次活动发布了大数据应用部门三项数据AI应用成果：AI指标异动分析、AI县域县域数据核对、AI监管数据治理。三项应用融合数据与AI技术，为监管工作注入智能动能，助力构建精准、高效、协同的数字化治理新范式。

Data Open Day 2025系列活动圆满落下帷幕。通过多元互动形式与前沿技术分享，全面展现了数据与AI赋能业务的无限可能。活动不仅激发了全员数智化转型的参与热情，更搭建起跨部门协同创新的桥梁，为公司高质量发展注入了新动能。未来，我们将持续深化数据应用实践，以科技之力引领行业变革，共启智能未来新篇章。

On December 2, 2025, the sixth Data Open Day event, hosted by the Big Data Application, kicked off at the company’s headquarters. Centered on the theme of “Data and AI Synergy Pioneering a New Era”, this event adopted a hybrid online-offline format, focusing on the deep integration of digital and intelligent technologies, exploring innovative pathways for data and artificial intelligence to collaboratively prospel industry transformation and support enterprises in advancing toward intelligent, high-quality development in a new era.

This year, dual “Data + AI” thematic sharing sessions were held respectively at Ruiming and Jinqiao. During the on-site activities, colleagues actively participated in the data and AI quiz activities, blending enjoyment with intellectual stimulation to foster a vibrant learning atmosphere. Philip Yu, Chief Operating Officer and Chief Data Officer, attended Rimeng’s event, delivered an opening speech, and introduced this year’s theme by reviewing last year’s Data Open Day activities. A guest speaker from Tencent provided an in-depth analysis of how AI technology is reshaping the financial industry ecosystem, highlighting breakthrough applications of AI in internal operations, asset management, and wealth management. The presentation also included strategic insights on AI trends within finance and actionable recommendations for insurance companies navigating AI-driven transformation.

At the Jinqiao on-site event, the Tencent Financial Cloud sharing speaker systematically explained how the big data team has built a data intelligence platform integrating self-service, automation, and intelligence, significantly improving the daily work efficiency of internal data analysts. The speaker also deeply analyzed the innovative practice path of data intelligence integration, elaborating on how to address core challenges such as data governance, security protection, and operations and maintenance management, providing a practical blueprint for the industry’s data Intelligence transformation. 

The online event was simultaneously launched, engaging colleagues from both headquarters and branches. Through the ” Fun Check-In” activity on WeCom, participants  accumulated points to redeem prizes, which consistently heightened the sense of involvement and achievement. The daily “Draw Your Daily Lucky Message” feature leveraged AI technology to generate personalized messages, adding a touch of technological warmth and surprise to the event. The “Interactive Survey” session invited participants to share their insights and suggestions on data intelligence development. These three interactive modules skillfully combined entertainment with practicality, significantly boosting participation. The corporate dashboard displayed real-time data and rankings of the online activity, enhancing interactivity and fun, enriching the on-site experience, and receiving widespread praise.

Meanwhile, this event also launched three AI-powered data application achievements of the Big Data Application: AI-driven indicator anomaly analysis, AI-powered county-level data verification, and AI-enhanced regulatory data governance. These three applications integrate data and AI technologies, injecting intelligent momentum into regulatory work and enabling the construction of a new digital governance paradigm characterized by precision, efficiency, and collaboration.

The series of activities for Data Open Day 2025 concluded with success. Through diverse interactive formats and cutting-edge technology sharing, the event fully demonstrated the boundless potential of data and AI in empowering business operations. The initiative not only sparked enthusiasm for digital and intelligent transformation across the organization but also built a bridge for cross-departmental collaborative innovation, infusing new momentum into the company’s high-quality development. Looking ahead, we will continue to deepen data application practices, leveraging the power of technology to lead industry transformation and jointly embark on a new chapter of an intelligent future.

服务制胜，保障护航
安盛天平成功举办中小微企业员福研讨会
AXA Tianping Successfully Holds Employee Benefits Seminar for Small and Medium-sized Enterprises

为进一步加强安盛集团普惠战略在中国的落地，助力中小微企业员工福利业务的发展，2025年12月1日至3日，“服务制胜，保障护航”中小微企业员福研讨会在宁波顺利举行。安盛集团普惠业务条线AXA EssentiALL数字化健康、客户洞察和培训负责人Michal MATUL、安盛集团数字化健康资深顾问Niti PALL、安盛天平副总经理兼首席渠道管理和销售官周连成、首席战略官兼机构发展部负责人毕玉泉，以及来自总部和机构的部分领导和同事参加了本次研讨会。

在研讨会开场致辞环节，Michal MATUL回顾了安盛集团普惠条线在中国的发展历程，并对安盛天平普惠业务的发展给予了高度认可。他鼓励机构深入市场、提升能力、把安盛优质保障与服务推介给更多有需求的中小微企业。

随后，来自安盛天平团险和普惠业务部的李伟伟、共享服务中心的朱晔锋、戴晨玉以及理赔管理部的苏家桢，分别就员福业务现状和未来规划、运营流程、健康管理服务细则及理赔流程和案例等进行了详细解读。

特邀出席本次研讨会的集团及外部数字化健康专家Niti PALL与Andrew SMITH，分享了中小微企业健康保障的数字化创新模式。通过国际实践案例，深入探讨了如何通过数字化手段整合医疗资源，为参会者提供了宝贵的国际视野与实践启示。

为了更紧贴市场脉搏，参会人员还走出会场，实地走访了宁波当地的中小微企业，与企业的人力资源负责人及一线员工进行了深度访谈。调研聚焦企业福利现状、员工保障痛点及健康服务需求，而根据收集到的信息所展开的深入讨论与成果展示，更增强了机构人员对市场需求的直观理解。

此外，本次研讨会还设置了中小微企业员福案例分享环节。安盛天平团险和普惠部负责人王春丽回顾了公司中小微企业员福生态圈的建设进展，展望了打造“一站式健康管理服务平台”的愿景。随后，江苏、北京、上海分公司分别围绕“项目如何落地”“陪伴中小微客户成长”“健康管理赋能”等三个维度，分享了在服务中小微企业客户方面的实践与心得。

研讨会最后，周连成在总结致辞中强调，公司将持续践行“服务制胜”的理念，提升产品与服务的核心能力。他殷切希望机构继续发力，将本次研讨会的成果与当地市场需求相结合，从“赔付者”进一步成为中小微企业长期可靠的“风险守护者”与“健康陪伴者”，助力中小微企业可持续发展。

To further advance the implementation of AXA Group’s inclusive strategy in China and support the development of employee benefits business for small and medium-sized enterprises (SMEs), the “Service Excellence, Protection and Escort” SME Employee Benefits Seminar was successfully held in Ningbo from December 1 to 3, 2025. Attendees included Michal MATUL, Head of Digital Health, Customer Insight and Training of AXA Group’s inclusive business line AXA EssentiALL; Niti PALL, Senior Digital Health Advisor of AXA Group; Liancheng Zhou, Deputy General Manager and Chief Distribution Management and Sales Officer of AXA Tianping; Yuquan Bi, Chief Strategy Officer and Head of Branch Development; as well as other leaders and colleagues from the headquarters and regional institutions.

In the opening remarks, Michal MATUL reviewed the development journey of AXA Group’s inclusive business line in China and expressed high recognition for the progress of AXA Tianping’s inclusive business. He encouraged the institutions to deepen market engagement, enhance capabilities, and introduce AXA’s quality protection and services to more SMEs in need.

Following this, Weiwei Li from AXA Tianping’s Group Insurance and Inclusive Business Department, Yefeng Zhu and Chenyu Dai from the Shared Service Center, and Jiazhen Su from the Claims Management Department provided detailed interpretations on the current status and future plans of employee benefits business, operational processes, health management service details, as well as claims procedures and case studies.

Invited digital health experts from AXA Group and external partners, Niti PALL and Andrew SMITH, shared innovative digital models for health protection tailored to SMEs. Through international case studies, they explored how digital tools can integrate medical resources, offering valuable global perspectives and practical insights to the participants.

To better align with market dynamics, attendees stepped out of the conference room and conducted field visits to local SMEs in Ningbo. They engaged in in-depth interviews with human resources managers and frontline employees, focusing on current welfare status, employee protection challenges, and health service needs. The subsequent discussions and presentations based on the collected information further strengthened the institutional teams’ direct understanding of market demands.

Additionally, the seminar featured a session dedicated to sharing employee benefits case studies for SMEs. Cherry Wang, Head of Group Insurance and Inclusive Business at AXA Tianping, reviewed the progress in building an employee benefits ecosystem for SMEs and outlined the vision of creating a “one-stop health management service platform.” Representatives from Jiangsu, Beijing, and Shanghai branches then shared their practical experiences and insights in serving SME clients, focusing on three dimensions: “project implementation,” “accompanying SME clients in growth,” and “empowerment through health management.”

In the closing remarks, Liancheng Zhou emphasized the company’s ongoing commitment to the philosophy of “Service Excellence” and the enhancement of core capabilities in products and services. He earnestly encouraged all institutions to continue their efforts, integrating the seminar’s outcomes with local market needs, and evolving from being “compensators” into long-term, reliable “risk guardians” and “health companions” for SMEs, thereby supporting their sustainable development.

安盛天平荣登“2024年度上海市外商投资企业百强榜”， 深耕本土践行长期承诺
AXA Tianping Included in the “2024 Shanghai Top 100 Foreign-Invested Enterprises List”, Deepening Local Roots and Fulfilling Long-Term Commitment

11月12日，在上海市外商投资协会举办的“2025年上海市外商投资企业百强发布会”上，安盛天平财产保险有限公司（以下简称“安盛天平”）凭借在就业促进领域的突出贡献，成功入选“2024年度上海市外商投资企业百强榜单”。

这一荣誉不仅是对安盛人才战略的高度认可，更是安盛集团深耕中国市场、践行社会责任的生动注脚。

以人才为基，筑牢发展根基

就业是民生之本、发展之基。扎根中国26年来，安盛天平始终将人才视为企业发展的核心动力。此次入选“创造就业百强”子榜单，彰显了企业在稳定就业、优化人才生态方面的持续努力——入围企业平均吸纳就业人数达3866人，而安盛天平通过业务拓展与本土化运营，为上海乃至全国的人才市场注入了强劲活力。

扎根上海，与开放高地共成长

在刚刚落幕的第八届进博会上，安盛天平连续第三年以临港新片区入驻企业身份亮相，充分展现了其扎根改革开放前沿阵地的战略决心。作为上海国际金融中心建设的重要参与者，企业以临港为支点,深度服务中国制造全球化布局，不仅为本地就业市场提供了稳定支撑，更通过国际化业务实践助力经济韧性提升。

锚定长期，共绘发展新篇

1.安盛天平首席执行官左伟豪表示:“此次获评’创造就业百强’，既是荣誉更是责任。我们将秉持’耐心资本，深耕中国;见证开放,共享繁荣’的战略立场，以1.深化本土布局：依托安盛集团全球资源持续加大在华投入，重点拓展保险、再保险及绿色金融领域，创造更多高质量就业岗位;

2.融入国家战略：积极参与上海国际再保险中心建设，通过产品创新与技术赋能，支持中国“双碳”目标等关键领域发展;

3.践行开放承诺：以更开放的姿态响应《关于强服务优环境,进一步打响“投资上海”品牌的若干举措》，通过业务模式创新与社会责任实践，成为上海国际金融中心建设的坚定同行者。

On November 12, at the “2025 Shanghai Top 100 Foreign-Invested Enterprises Release Conference” hosted by the Shanghai Association of Foreign-Invested Enterprises, AXA Tianping Property & Casualty Insurance Co., Ltd. (hereinafter referred to as “AXA Tianping”) was successfully included in the “2024 Shanghai Top 100 Foreign-Invested Enterprises List” in recognition of its outstanding contributions in the field of employment promotion.

This honor not only signifies high recognition of AXA’s talent strategy but also serves as a vivid testament to the AXA Group’s deep cultivation in the Chinese market and its commitment to social responsibility.

Building a Solid Foundation with Talent as the Cornerstone

Employment is fundamental to people’s livelihoods and development. Over its 26 years of operation in China, AXA Tianping has consistently regarded talent as the core driving force behind its growth. Its inclusion in the “Top 100 in Job Creation” sub-list highlights the company’s continuous efforts in stabilizing employment and optimizing the talent ecosystem. The average number of employees among the listed enterprises reaches 3,866, and through business expansion and localized operations, AXA Tianping has injected robust vitality into the talent markets of Shanghai and the nation as a whole.

Rooted in Shanghai, Growing with an Open Hub

At the recently concluded 8th China International Import Expo (CIIE), AXA Tianping made its appearance for the third consecutive year as an enterprise registered in the Lingang New Area, fully demonstrating its strategic resolve to establish deep roots in this forefront of reform and opening-up. As an important participant in the development of Shanghai into an international financial center, the company leverages Lingang as a strategic pivot to deeply serve the globalization of Chinese manufacturing. This not only provides stable support for the local job market but also enhances economic resilience through international business practices.

Committed to the Long Term, Co-creating a New Chapter of Development

Mr. Kevin Chor, CEO of AXA Tianping, stated: “Being recognized as one of the ‘Top 100 in Job Creation’ is both an honor and a responsibility. We will adhere to our strategic stance of ‘Patient Capital, Deep Cultivation in China; Witnessing Openness, Sharing Prosperity’ and promote global synergy through localized innovation.” Moving forward, the company will focus on advancing three key areas:

1.Deepening Local Presence: Leveraging the global resources of the AXA Group to continuously increase investment in China, with a focus on expanding in insurance, reinsurance, and green finance, thereby creating more high-quality job opportunities.

2. Integrating into National Strategies: Actively participating in the development of Shanghai as an international reinsurance center, and supporting key national initiatives such as China’s “Dual Carbon” goals through product innovation and technological empowerment.

3. Fulfilling the Commitment to Openness: Responding with an even more open attitude to the “Several Measures on Enhancing Services, Optimizing the Environment, and Further Building the ‘Invest in Shanghai’ Brand,” and becoming a steadfast partner in the development of Shanghai as an international financial center through innovative business models and social responsibility practices.

安盛集团应邀出席中法企业家委员会第七次会议 与工商银行签署谅解备忘录
AXA Group invited to attend the seventh meeting of the China-France Business Council and signed a memorandum of understanding with ICBC

12月4日，中法企业家委员会第七次会议在京举行，中国国家主席习近平与法国总统马克龙共同出席会议闭幕式并致辞，并与两国工商界代表互动交流。

会议期间，全球领先的保险与资产管理集团安盛集团（AXA）与中国工商银行签署战略合作谅解备忘录。根据备忘录，双方同意进一步深化在跨境金融服务、绿色金融、资产管理及风险保障等领域的全面合作，共享资源与经验，共同拓展市场机遇。

此次合作不仅是两家金融机构伙伴关系的重要升级，也是中法经贸与金融合作持续深化的生动体现。未来，双方将积极把握绿色转型与数字经济发展机遇，携手为客户提供更优质的综合金融服务，为促进中法乃至全球经济的可持续发展注入新动力。

 据悉，中法企业家委员会，于2018年1月在中法两国元首见证下成立，旨在努力推动中法两国经贸交流合作和多样化发展，中国商务部及法国经济、财政和工业、能源与数字主权部为协调单位。委员会理事单位由中法两国行业领军企业组成，涵盖先进制造、能源、信息、生物医药、金融服务等多个领域。

On December 4, the seventh meeting of the China-France Business Council was held in Beijing. Chinese President Xi Jinping and French President Emmanuel Macron jointly attended the closing ceremony of the meeting, delivered a speech, and engaged in discussions with representatives from the business communities of both countries.

During the conference, AXA group signed a strategic cooperation memorandum of understanding (MOU) with Industrial and Commercial Bank of China (ICBC). According to the MOU, both parties agreed to further deepen comprehensive cooperation in areas such as cross-border financial services, green finance, asset management, and risk protection, sharing resources and expertise to jointly explore market opportunities.

This collaboration not only marks a significant upgrade in the partnership between the two financial institutions but also serves as a vivid reflection of the continuously deepening economic, trade, and financial cooperation between China and France. Moving forward, the two sides will actively seize opportunities arising from the green transition and the development of the digital economy, working together to provide customers with higher-quality integrated financial services and injecting new momentum into promoting sustainable economic development in China, France, and the broader global economy.

It is reported that the China-France Entrepreneurs Committee was established in January 2018 under the witness of the heads of state of both countries, with the aim of promoting economic and trade exchanges and diversified development between China and France. The committee is coordinated by China’s Ministry of Commerce and France’s Ministry of Economy, Finance, and Industrial, Energy, and Digital Sovereignty. Its board members consist of leading enterprises from key industries in both countries, covering sectors such as advanced manufacturing, energy, information technology, biopharmaceuticals, and financial services.

安盛天平中小微企业员福保障计划荣获“普惠金融产品创新奖”并入选《2025普惠保险白皮书》最佳实践案例
AXA Tianping SME Employee Benefits Protection Plan Awarded for its Inclusive Financial Product Innovation and Selected as Best Practice Case in the “2025 Inclusive Insurance White Paper”

“安盛天平中小微企业员福保障计划”在2025年10月举行的中国普惠金融国际论坛上荣获”普惠金融产品创新奖“，并入选《2025普惠保险白皮书》最佳时间案例。该白皮书在不久前结束的“第二届四明保险论坛暨中国保险学会2025年学术年会”上首次公开发布。

近年来，随着国家对普惠金融战略的持续推进，普惠团体保险作为普惠保险的重要组成部分，正逐步成为改善中小微企业用工保障的重要工具。2024年5月，国家金融监督管理总局发布《推进普惠保险高质量发展的指导意见》，进一步鼓励保司为小微企业、灵活就业人员等群体开发定制化保险产品，完善服务机制，为普惠保险发展明确了方向，也为团险产品的结构创新提供了制度基础。

为了精准满足中小微企业员工在医疗保障方面的真实需求，安盛天平围绕“多层级产品+一体化健康管理服务”的思路，推出了具备“低门槛、多责任、优服务、强连接“为特征的解决方案。整个员工福利产品体系设置多个保障档位，最低每人每年不到100元起，涵盖意外身故、意外门急诊、住院津贴等高频风险；高阶保障组合拓展至门诊医疗、住院补充、重大疾病确诊赔付等责任。传统保险多以事后理赔为核心，而该方案则通过与数字化健康管理平台的深度整合，将保障服务前移、下沉、常态化，为企业员工提供了全过程、全场景的健康陪伴与支持。让保险不再是“风险发生时才想起的补偿工具”，而是融入员工日常的“健康管家”。

该保障计划方案自2025年推出至今，我司已累计服务约525家中小微企业，累计服务人次约15万。后续我们将继续通过企业客户的反馈并结合市场变化不断更新迭代，助力中小微企业提升核心竞争力，赋能中小微企业高质量发展。 

The “AXA Tianping SME Employee Benefits Protection Plan” was honored with the “Inclusive Financial Product Innovation Award” at the China Inclusive Finance International Forum held in October 2025 and was selected as a best practice case in the “2025 Inclusive Insurance White Paper.” This White Paper was first publicly released at the recently concluded “Second Siming Insurance Forum & 2025 Academic Annual Conference of the Insurance Society of China.”

In recent years, with the continuous national advancement of the inclusive finance strategy, inclusive group insurance, as a vital component of inclusive insurance, is gradually becoming an important tool for improving the employment protection of small and medium-sized enterprises (SMEs). In May 2024, the National Financial Regulatory Administration issued the “Guiding Opinions on Promoting the High-Quality Development of Inclusive Insurance,” further encouraging insurance companies to develop customized insurance products and improve service mechanisms for groups such as micro and small enterprises and flexible workers. This has clarified the direction for the development of inclusive insurance and provided an institutional foundation for structural innovation in group insurance products.

To precisely meet the genuine needs of SME employees in terms of medical protection, AXA Tianping launched a solution characterized by “low threshold, multiple coverages, superior service, and strong connectivity,” centered around the concept of “multi-tiered products + integrated health management services.” The entire employee benefits product system offers multiple coverage tiers, starting at less than 100 RMB per person per year, covering high-frequency risks such as accidental death, accidental outpatient/emergency care, and hospitalization allowances. Higher-tier coverage combinations extend to responsibilities including outpatient medical care, supplementary hospitalization benefits, and critical illness diagnosis payouts. While traditional insurance primarily focuses on post-event claims settlement, this plan, through deep integration with a digital health management platform, shifts and embeds protection services forward, downward, and routinely, providing employees with whole-process, all-scenario health companionship and support. This transforms insurance from being merely a “compensation tool remembered only when a risk occurs” into a “health steward” integrated into employees’ daily lives.

Since its launch in 2025, this protection plan has served approximately 525 SMEs, accumulating around 150,000 person-times of coverage. Moving forward, we will continue to iterate and update the plan based on feedback from corporate clients and market developments, supporting SMEs in enhancing their core competitiveness and empowering their high-quality development.

以专业保险之力 赋能艺术发展
Leveraging Professional Insurance Expertise to Empower the Advancement of Art

近期，第七届上海国际艺术品交易周在西岸国际会展中心拉开帷幕。本届艺术品交易周以“全球艺场艺术上海·艺享生活”为主题,超120场艺术活动、逾万件艺术佳作在这里相聚，加速推动上海千亿级艺术品产业规模的形成。

11月14日，第七届上海国际艺术品交易周的重要活动——第十届上海对话高峰论坛在沪举办。本届论坛聚焦文物艺术品领域的创新发展，全面回顾上海依平制度型开放、服务国家文化战略所取得的丰硕成果。活动由中共上海市委宣传部、上海市文化和旅游局(上海市文物局)、中国(上海)自由贸易试验区管理委员会保税区管理局等部门指导，安盛天平财产保险有限公司成为本次活动赞助商之一。作为一家拥有艺术品保险服务的企业，一直以来安盛天平对于中国文化艺术市场的发展鼎力支持。

本届“上海对话”设立两大主题论坛：与会嘉宾围绕亚太格局下艺术品交易中心的效能突破与创新路径”、“全球财富韧性配置中的艺术品价值重塑与战略实践”等议题，就如何深化艺术品制度型开放、提升交易便利化水平等前沿话题进行了深入研讨。

其中，安盛艺术品保险中国区总监施珺参与分论坛“全球财富韧性配置中的艺术品价值重塑与战略实践”，与来自中国拍卖行业协会、复旦大学国际金融学院、嘉德投资控股有限公司、华艺国际等企业/机构的嘉宾、专家们展开圆桌对话，并发表专业洞察：

”艺术品保险在欧美国家已是一个成熟的险种，安盛自上世纪收购北极星保险以来——全球第一家经营艺术品保险的公司——是目前全球领先的专营艺术品保险的公司之一。在境外，艺术品险种的整个结构分布大约60%是由私人企业收藏构成的，其他才是展览运输保险、商业性艺术品保险等等。国内的艺术品保险需求最初是由国内外的文化交流展览而产生的,并且大约在2011年,我们国家的文化部与保监会联合启动保险支持文化产业试点工作，这其中也包含了艺术品保险。在这样的环境之下，安盛天平应需而生,进入到了艺术品保险领域。

我们的优势在于可以基于用户需求开展定制化的艺术品保险服务，除了国际交流展、国内展览、巡展等等，我们也为藏家、拍卖行、画廊等经销商提供艺术品一切险的保障，覆盖自然灾害和意外事故等多种潜在的风险，保险条款全球通用。在这些细分领域安盛天平都可以提供专业服务。“

据悉，“上海对话”自2015年诞生以来已走过十年，作为服务上海国际艺术品交易中心建设、浦东引领区与自贸区文化开放战略的核心平台，它用十年时间见证了上海文化领域的创新和文化品牌的成长，也印证了“打造亚太地区新兴的国际艺术品交易中心”的初心。

Recently, the 7th Shanghai International Artwork Trade Week commenced at the West Bund International Exhibition Center. Under the theme “Global Art Stage, Artistic Shanghai, Art-Enriched Life,” this year’s Artwork Trade Week brought together over 120 art events and more than ten thousand exceptional art pieces, accelerating the formation of Shanghai’s hundred-billion-level artwork industry.

On November 14th, a key event of the 7th Shanghai International Artwork Trade Week—the 10th Shanghai Dialogue Summit—was held in Shanghai. The forum focused on innovative development within the cultural relics and artwork sector, comprehensively reviewing the fruitful achievements Shanghai has made in leveraging institutional openness and serving the national cultural strategy. The event was guided by departments including the Shanghai Municipal Committee of the Communist Party of China Publicity Department, the Shanghai Municipal Culture and Tourism Administration (Shanghai Municipal Cultural Heritage Bureau), and the Administrative Committee of the China (Shanghai) Pilot Free Trade Zone Bonded Area Administration. AXA Tianping Property & Casualty Insurance Co., Ltd. served as one of the event sponsors. As a company offering art insurance services, AXA Tianping has consistently provided strong support for the development of China’s cultural and art market.

This year’s “Shanghai Dialogue” featured two main thematic forums. Guests engaged in in-depth discussions on cutting-edge topics such as how to deepen institutional openness in the artwork sector and enhance the convenience of transactions, centering on issues including “Efficiency Breakthroughs and Innovative Pathways for Art Trading Centers under the Asia-Pacific Landscape” and “Value Reshaping and Strategic Practice of Artworks in Global Wealth Resilience Allocation.”

Among the participants, Jun Shi, China Director of AXA Art Insurance, joined the sub-forum “Value Reshaping and Strategic Practice of Artworks in Global Wealth Resilience Allocation.” She participated in a roundtable dialogue with guests and experts from organizations such as the China Association of Auctioneers, the International Finance Institute of Fudan University, Guardian Investment Holdings Co., Ltd., and Huayi International, sharing her professional insights:

“Art insurance is already a mature insurance category in Europe and the United States. Since acquiring Polaroid Insurance last century—the world’s first company to operate art insurance—AXA has become one of the world’s leading specialized art insurance providers. Internationally, the structure of art insurance is composed of approximately 60% private collector coverage, with the remainder comprising exhibition and transportation insurance, commercial art insurance, and so on. The demand for art insurance in China initially emerged from domestic and international cultural exchange exhibitions. Around 2011, China’s Ministry of Culture and the former China Insurance Regulatory Commission jointly launched an insurance pilot program to support the cultural industry, which also included art insurance. In this context, AXA Tianping emerged to meet the demand and entered the field of art insurance.

Our strength lies in our ability to provide customized art insurance services based on user needs. In addition to coverage for international exchange exhibitions, domestic exhibitions, and touring exhibitions, we also offer all-risk insurance for collectors, auction houses, galleries, and other dealers, covering various potential risks such as natural disasters and accidental damage. Our insurance terms are globally applicable. AXA Tianping can provide professional services across all these niche areas.”

It is reported that since its inception in 2015, “Shanghai Dialogue” has spanned ten years. As a core platform serving the construction of the Shanghai International Artwork Trading Center and the cultural opening-up strategies of the Pudong Leading Area and the Free Trade Zone, it has witnessed a decade of innovation and the growth of cultural brands in Shanghai’s cultural sector, reaffirming its original aspiration to “build an emerging international artwork trading center in the Asia-Pacific region.”

亲爱的安盛天平同事，

国家“十五五”规划开启新发展阶段，保险业在服务现代化产业体系建设、支持高水平对外开放中的使命重大。安盛天平把握改革开放的窗口机遇，充分发挥链接安盛集团全球网络资源的枢纽作用，以“全球能力+本地智慧”的创新模式，为中国企业全球化提供全链条、一体化的风险保障，助力国家构建更高水平开放型经济。

安盛天平深度融入国家经济和社会发展的坚实步伐，以及长期秉持的稳健经营理念，是我们赢得政府肯定与市场信赖的坚实基础。在国家金融监督管理局2025年第二季度风险综合评级中公司获得AA级评价，全面风险管理体系日益成熟。与此同时，国际权威评级机构标普全球评级（S&P Global Ratings）将安盛天平的财务实力评级和长期发行人信用评级上调至“A”级，评级展望为“稳定”；穆迪评级（Moody’s Ratings）首次授予安盛天平A2保险财务实力评级，展望为“稳定”。双重权威的认可源于安盛天平秉持的长期主义和稳健经营理念，包括高度审慎的投资策略、极低的资产风险水平、全面的集团风险管理框架以及广泛的再保险安排。

四季度是收官之战，更是开局之基。安盛天平将紧紧围绕“调结构、稳利润、促增长”三大目标，以“星火项目”为抓手，在新能源、数字化等关键领域持续突破；以渠道建设为重点，优化业务结构；以风险管控为基石，守住经营底线。各机构、各部门要紧盯目标、聚力攻坚，以专业能力和务实作风，全力以赴冲刺全年目标任务。

Dear Colleagues,

China’s 15th Five-Year Plan heralds a new stage of development, underscoring the significant role of the insurance industry in serving the modernization of the industrial system and supporting high-standard opening up. AXA Tianping is seizing the window of opportunity presented by reform and opening up, fully leveraging our role as a hub connecting to the global network resources of the AXA Group. By adopting the innovative approach of “Global sophistication + Local insight,” we provide comprehensive, integrated risk protection for Chinese companies expanding overseas, contributing to the development of a more open economy at an elevated level.

AXA Tianping’s deep integration into the solid progress of China’s economic and social development, coupled with our long-standing commitment to prudent management, forms a solid foundation for earning government recognition and market trust. In the Q2 2025 Risk Comprehensive Rating by the National Financial Regulatory Administration, the company received an AA rating, reflecting the increasing maturity of our comprehensive risk management system. Simultaneously, S&P Global Ratings upgraded AXA Tianping’s Financial Strength Rating and Long-term Issuer Credit Rating to ‘A’ with a Stable outlook. Moody’s Ratings assigned AXA Tianping an A2 Insurance Financial Strength Rating for the first time, also with a Stable outlook. This dual recognition from authoritative institutions stems from AXA Tianping’s adherence to long-termism and a prudent management philosophy, including a highly cautious investment strategy, a very low level of asset risk, a comprehensive Group risk management framework, and extensive reinsurance arrangements.

The fourth quarter is not just the final sprint to conclude the year but also the foundation for a new beginning. AXA Tianping will focus intently on the three key objectives of “Optimizing Structure, Securing Profitability, and Driving Growth.” We will leverage the “Xinghuo Project” as a key driver to make continuous breakthroughs in critical areas like new energy and digitalization. Prioritizing distribution development, we will optimize our business structure. With risk management as our cornerstone, we will uphold our operational bottom line. All departments and business units must keep a sharp focus on our goals, pool efforts for breakthroughs, and strive with full commitment—leveraging professional expertise and a pragmatic approach—to achieve our annual targets.

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安盛天平首席执行官 左伟豪
CEO of AXA Tianping Kevin Chor

《每日经济新闻》专访安盛天平CEO左伟豪：企业出海面临双重风险升级，风险管理应纳入战略核心
An Exclusive with Kevin CHOR, CEO of AXA Tianping: With Dual Challenges for Enterprises Going Global, Risk Management Needs to be Integrated as a Strategic Core

2025年中国国际服务贸易交易会近日在京举办，金融服务作为重要板块，展现了我国金融业的创新活力。随着企业对外投资加速，跨境金融服务需求显著增长，多项助力企业”走出去”的金融方案在展会期间发布。

安盛天平财产保险有限公司CEO左伟豪在接受专访时指出，当前企业出海已从”产品输出”进入”体系输出”阶段，风险呈现”传统风险复杂化+新兴风险结构化”的双重升级特征。他建议出海企业树立风险前置理念，将风险管理置于战略决策核心。

左总表示，企业在出海过程中主要面临四类挑战：海外法律政策和监管环境复杂多变，易引发合规风险；文化差异带来本地化经营难题；缺乏海外数据导致定价困难；服务网络不完善推高运营成本。

与十年前相比，当前出海风险格局已发生显著变化。传统风险如文化差异、市场竞争等依然存在，但地缘政治冲突、合规监管加强、网络安全要求提升、ESG标准提高等新兴风险正成为企业全球竞争力的关键影响因素。

谈及未来发展，左总认为，地缘政治、合规监管、网络安全等风险将持续演化。安盛天平凭借集团全球网络优势，通过”全球能力+本地洞察”模式，为出海企业提供”事前合规+事中干预+事后快赔”的三维保障。

近期安盛与人保财险在泰国合作的项目就是成功例证，通过整合风控模型、本地网点和服务协同，为新能源汽车品牌提供了可靠的车险保障。

对于即将或刚开启出海征程的企业，左总提出三点建议：首先，将风险管理前置于战略决策环节；其次，坚守合规底线，确保网络和数据安全；最后，善用保险工具，构建全球风险转移的”安全垫”。

作为扎根中国26年的外资保险机构，左总高度评价中国市场的独特价值：消费潜力持续释放、制度型开放红利不断显现、创新生态日益完善。中国金融领域的制度型开放为外资企业提供了可持续增长的发展沃土，安盛天平将继续深耕中国市场，参与行业创新建设。

The 2025 China International Fair for Trade in Services was recently held in Beijing. The financial services sector, as a key component, showcased the innovative vitality of China’s financial industry. With the acceleration of corporate outbound investment, the demand for cross-border financial services has grown significantly. Numerous financial solutions designed to support enterprises in “going global” were launched during the event.

In an exclusive interview, Kevin Chor, CEO of AXA Tianping Property & Casualty Insurance Co., Ltd., shared his view on enterprises  expanding overseas, evolving from “exporting products” to “exporting systems,” outlining how this trend is driving a dual upgrade in risk profilies: traditional risks are becoming more complex while emerging risks are becoming more structured. His key recommendation for companies going global is to adopt a forward-looking approach to risk, placing risk management at the core of strategic decision-making.

Mr. Kevin Chor stated that companies face four main types of challenges during overseas expansion: the complex and ever-changing overseas legal, policy, and regulatory environments, which can easily lead to compliance risks; cultural differences posing challenges for localized operations; lack of overseas data leading to pricing difficulties; and insufficient service networks driving up operational costs.

Compared to a decade ago, the current risk landscape for overseas expansion has changed significantly. Traditional risks such as cultural differences and market competition persist, while emerging risks including geopolitical conflicts, intensified compliance and regulatory scrutiny, heightened cybersecurity requirements, and elevated ESG standards  become key factors influencing companies’ global competitiveness.

Looking ahead, Mr. Kevin Chor believes that risks related to geopolitics, compliance regulations, and cybersecurity will continue to evolve. Leveraging the global network advantage of its parent group, AXA Tianping adopts a “global capability + local insight” model to provide three-dimensional protection for companies going global: “pre-event compliance + in-process intervention + post-event fast claims settlement.”

A recent collaborative project between AXA and PICC P&C in Thailand serves as a successful example. By integrating risk control models, local branches, and service coordination, it provided reliable auto insurance coverage for a new energy vehicle brand.

For companies beginning or newly embarked on their overseas journey, Mr. Kevin Chor advises a three – pronged approach: First, integrate risk management upfront into the strategic decision-making process; Second, adhere to compliance baselines and ensure network and data security; Lastly, utilize insurance tools effectively to build a “safety net” for global risk transfer.

As a foreign insurer with 26 years’ presence in the Chinese market, Mr. Kevin Chor spoke highly of the unique value of the Chinese market: continuously unleashed consumption potential, steadily emerging dividends from institutional opening-up, and an increasingly robust innovation ecosystem. The institutional opening-up in China’s financial sector provides fertile ground for the sustainable growth of foreign enterprises. AXA Tianping remains committed to deepening its presence in the Chinese market and participating in the industry’s innovative development.

2025年新能源车险能力提升培训圆满举行
2025 New Energy Vehicle Insurance Capability Enhancement Training Camp Successfully Concluded

2025年9月8日至10日，安盛天平新能源战略机构承保、理赔、销售主要骨干及总部相关部门近百名员工齐聚临港，开展了为期三天的新能源实战营培训。

本次培训由公司车险条线与茶道燕梳联合承办，课程紧紧围绕新能源最新发展趋势及经营痛点展开，涵盖新能源汽车行业趋势，主体公司新能源车险经营、定价、理赔实务，整车与电池技术等多个模块。在行业经验分享方面，邀请到多位总裁级专家到场分享，并由多位中大型公司的新能源一线从业专家进行实战交流，既带来了宏观战略思考，也分享了大量一线案例与可落地经验，是对行业资源的宝贵整合。

参训同事全程高度投入，学练结合，充分展现了安盛天平经营新能源业务的“新“面貌。在小组竞赛环节，八个小组围绕“新能源车险扭亏增盈”的主题展开热烈角逐，提出了新车渠道拓展、私家车及营运车细分领域及业务板块构想、新车型风险评估等具有高度实战性的方案，并结合渠道拓展、两核联动、数据赋能与服务创新提出落地举措。评委们对方案逐一进行点评，对学员们的创新思路和成果给予肯定，参训人员顺利完成培训考核。

此次培训得到了公司管理层的高度重视，首席执行官左伟豪、首席理赔和客服官阳勇、总精算师兼首席定价官殷兆男等均参会并发表了重要讲话。左总在开营致辞环节指出，新能源车险发展快、挑战多，公司必须在经营中不断学习与复盘。他勉励学员们保持“空杯心态”，积极互动，学以致用，成为新能源车险领域的“种子选手”和专家。

在总结环节，阳总强调，随着公司新能源战略推进，业务量和车型复杂度将快速增长，理赔团队需保持危机感和学习力，通过数据化和标准化手段提升查勘定损与风险控制能力，积极支持前端业务发展。殷总表示，外聘专家从战略与运营两个层面，为公司带来了诸多启发，使我们进一步明确了自身战略定位的清晰性，也坚定了未来运营落地过程中的节奏与决心。同时，他指出需要在机构层面加大投入力度，以支撑战略的深入推进。此外，殷总特别强调要积极把握中国新能源车企出海的时代机遇，鼓励员工主动学习、拥抱行业新趋势，抢占行业新风口。

为期三天的培训内容丰富多样，涵盖专家授课、实地观摩及小组实操展示，不仅全面提升了学员的专业视野与实战能力，也为新能源车险业务的战略深化奠定了坚实基础。未来，期待参训学员在日常工作中将培训成果转化为实践成果，推动业务能力和管理水平不断提升，助力新能源车险业务高质量发展。

From September 8-10, 2025, AXA Tianping hosted a three-day New Energy Vehicle (NEV) Capability Enhancement Training Camp in Lingang, bringing together nearly 100 participants including key members from Underwriting, Claims, Sales, as well as colleagues from relevant divisions from headquarters.

Co-organized with the company’s Motor Department and Chadao Yan Shu, the camp featured a targeted curriculum on the latest NEV development trends and operational challenges, covering multiple areas, including industry trends for new energy vehicles, the operation, pricing, and claims practices of new energy vehicle insurance for primary insurers, as well as vehicle and battery technology. The learning was enhanced by several President-level experts to share insights, and frontline practitioners from medium and large-sized companies engaged in practical exchanges. This blend of high-level strategy and actionable case studies provided a uniquely valuable resource for all attendees.

Trainees demonstrated outstanding engagement throughout the training, effectively bridging learning and practice to embody the “new” spirit of AXA Tianping in the NEV sector. A highlight was the group competition, where eight teams tackled “Turning Losses into Profits for New Energy Vehicle Insurance”, delivering highly practical solutions from new car distribution expansion to segmented markets concepts such as private passenger vehicles and commercial vehicles for hire, to risk assessment for new vehicle models. Their solutions featured concrete measures in distribution development, integrated underwriting and claims, data empowerment, and service innovation. A panel of judges provided expert feedback, commending the participants’ innovative ideas and high-quality outputs. The event concluded with all trainees successfully passing the final assessment.

This training received significant attention from the company’s senior management. Chief Executive Officer Mr. Kevin Chor, Chief Claims and Customer Officer Mr. Yong Yang, and Chief Actuary & Chief Pricing Officer Mr. Scott Yin attended and to deliver important speeches. In his opening remarks, Mr. Kevin Chor pointed out that new energy vehicle insurance is developing rapidly, presenting numerous challenges, necessitating continuous learning and review in our operations. He encouraged trainees to maintain a “beginner’s mindset” to actively interact, and apply their learnings so as to become “seed players” and experts in the field of new energy vehicle insurance.

During the summary session, Mr. Yang emphasized that as the company’s new energy strategy advances, business volume and vehicle model complexity will grow rapidly. The claims team must maintain a sense of urgency and a commitment to learning, enhance capabilities in survey, loss assessment, and risk control through data-driven and standardized methods, and actively support front-end business development. Mr. Yin stated that the external experts provided significant inspiration from both strategic and operational perspectives, helping to further clarify our strategic positioning and strengthen our resolve regarding the pace and execution of future operations. He also indicated the need to increase investment at the institutional level to support the deep implementation of the strategy. Furthermore, Mr. Yin particularly emphasized the importance of actively seizing the era opportunity presented by the global expansion of Chinese new energy vehicle manufacturers. He encouraged employees to proactively learn about and embrace new industry trends to capitalize on emerging industry opportunities.

The three-day training camp featured diverse and rich content, encompassing expert lectures, site visits, and group practical presentations. It not only comprehensively enhanced the participants’ professional perspectives and practical abilities but also laid a solid foundation for the strategic deepening of the new energy vehicle insurance business. Looking ahead, we anticipate that the trainees will translate the training outcomes into practical results in their daily work, continuously driving the improvement of business capabilities and management standards and contributing to the high-quality development of our new energy vehicle insurance business.

亲爱的安盛天平同事，

国家“十五五”规划开启新发展阶段，保险业在服务现代化产业体系建设、支持高水平对外开放中的使命重大。安盛天平把握改革开放的窗口机遇，充分发挥链接安盛集团全球网络资源的枢纽作用，以“全球能力+本地智慧”的创新模式，为中国企业全球化提供全链条、一体化的风险保障，助力国家构建更高水平开放型经济。

安盛天平深度融入国家经济和社会发展的坚实步伐，以及长期秉持的稳健经营理念，是我们赢得政府肯定与市场信赖的坚实基础。在国家金融监督管理局2025年第二季度风险综合评级中公司获得AA级评价，全面风险管理体系日益成熟。与此同时，国际权威评级机构标普全球评级（S&P Global Ratings）将安盛天平的财务实力评级和长期发行人信用评级上调至“A”级，评级展望为“稳定”；穆迪评级（Moody’s Ratings）首次授予安盛天平A2保险财务实力评级，展望为“稳定”。双重权威的认可源于安盛天平秉持的长期主义和稳健经营理念，包括高度审慎的投资策略、极低的资产风险水平、全面的集团风险管理框架以及广泛的再保险安排。

四季度是收官之战，更是开局之基。安盛天平将紧紧围绕“调结构、稳利润、促增长”三大目标，以“星火项目”为抓手，在新能源、数字化等关键领域持续突破；以渠道建设为重点，优化业务结构；以风险管控为基石，守住经营底线。各机构、各部门要紧盯目标、聚力攻坚，以专业能力和务实作风，全力以赴冲刺全年目标任务。

Dear Colleagues,

China’s 15th Five-Year Plan heralds a new stage of development, underscoring the significant role of the insurance industry in serving the modernization of the industrial system and supporting high-standard opening up. AXA Tianping is seizing the window of opportunity presented by reform and opening up, fully leveraging our role as a hub connecting to the global network resources of the AXA Group. By adopting the innovative approach of “Global sophistication + Local insight,” we provide comprehensive, integrated risk protection for Chinese companies expanding overseas, contributing to the development of a more open economy at an elevated level.

AXA Tianping’s deep integration into the solid progress of China’s economic and social development, coupled with our long-standing commitment to prudent management, forms a solid foundation for earning government recognition and market trust. In the Q2 2025 Risk Comprehensive Rating by the National Financial Regulatory Administration, the company received an AA rating, reflecting the increasing maturity of our comprehensive risk management system. Simultaneously, S&P Global Ratings upgraded AXA Tianping’s Financial Strength Rating and Long-term Issuer Credit Rating to ‘A’ with a Stable outlook. Moody’s Ratings assigned AXA Tianping an A2 Insurance Financial Strength Rating for the first time, also with a Stable outlook. This dual recognition from authoritative institutions stems from AXA Tianping’s adherence to long-termism and a prudent management philosophy, including a highly cautious investment strategy, a very low level of asset risk, a comprehensive Group risk management framework, and extensive reinsurance arrangements.

The fourth quarter is not just the final sprint to conclude the year but also the foundation for a new beginning. AXA Tianping will focus intently on the three key objectives of “Optimizing Structure, Securing Profitability, and Driving Growth.” We will leverage the “Xinghuo Project” as a key driver to make continuous breakthroughs in critical areas like new energy and digitalization. Prioritizing distribution development, we will optimize our business structure. With risk management as our cornerstone, we will uphold our operational bottom line. All departments and business units must keep a sharp focus on our goals, pool efforts for breakthroughs, and strive with full commitment—leveraging professional expertise and a pragmatic approach—to achieve our annual targets.

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安盛天平首席执行官 左伟豪
CEO of AXA Tianping Kevin Chor