安盛天平风险综合评级首获AA级，稳健经营迈入新阶段
AXA Tianping Achieves First-Ever AA Rating in Risk Comprehensive Rating, Ushering in a New Stage of Prudent Operation
近日，安盛天平财产保险有限公司在国家金融监督管理局公布的2025年第二季度保险公司风险综合评级中，首次荣获AA级评价。这一突破性成绩标志着安盛天平风险管理能力已跃升至行业领先水平，成为公司发展历程中的重要里程碑。
风险综合评级作为我国偿二代监管体系下衡量保险公司偿付能力风险的核心评价指标，全面反映公司在资本充足状况及其他偿付能力风险方面的整体表现。此次获得AA级评价，体现了监管机构对安盛天平在偿付能力充足率、操作风险、战略风险、声誉风险及流动性风险管控方面的高度认可。
与此同时，安盛天平也获得国际权威评级机构穆迪首次授予的A2保险财务实力评级，展望为“稳定”。穆迪在评级报告中指出，A2评级肯定了安盛天平作为安盛集团在华全资子公司的核心优势，包括高度审慎的投资策略、极低的资产风险水平、全面的集团风险管理框架以及广泛的再保险安排，共同构筑了公司稳健的财务基础和运营韧性。
安盛天平长期秉持稳健经营理念，依托法国安盛集团的先进管理经验，在首席执行官左伟豪的带领下，持续推进战略转型，精耕细作推动高质量发展。公司积极把握中国改革开放带来的机遇，成功实现了从单一业务结构向多元化发展的优化升级。同时，安盛天平将风险管理制度建设贯穿于经营决策的各个环节，通过强化风险指标管理、优化业务流程，构建了全面的风险管理体系。
作为中国境内规模最大、业务最多元的外商独资财险公司之一，安盛天平在全国设有25家分公司，服务超400万中国家庭及商务客户。公司还积极推动安盛集团与中国人民保险集团达成战略合作，打造“走出去”平台，深度参与国家战略，持续把握中国金融市场开放与高质量发展的历史机遇。
Recently, AXA Tianping Property & Casualty Insurance Co., Ltd. achieved an AA rating for the first time in the Risk Comprehensive Rating of insurance companies for the second quarter of 2025, announced by the National Financial Regulatory Administration. This breakthrough signifies that AXA Tianping’s risk management capabilities have risen to a leading industry level, marking an important milestone in the company’s development journey.
The Risk Comprehensive Rating is a core evaluation indicator within China’s Solvency II regulatory framework for measuring the solvency risks of insurance companies. It comprehensively reflects a company’s overall performance in capital adequacy and other solvency-related risks. Achieving the AA rating demonstrates the regulatory authority’s high recognition of AXA Tianping’s management in areas including solvency adequacy ratio, operational risk, strategic risk, reputational risk, and liquidity risk.
Concurrently, AXA Tianping also received an A2 insurance financial strength rating from the internationally authoritative rating agency Moody’s, also for the first time, with a “stable” outlook. In its rating report, Moody’s highlighted that the A2 rating affirms the core advantages of AXA Tianping as a company fully owned by AXA Group in China. These advantages include a highly prudent investment strategy, a very low level of asset risk, a comprehensive group-wide risk management framework, and extensive reinsurance arrangements, which collectively build the company’s solid financial foundation and operational resilience.
Guided by a philosophy of prudent operation, AXA Tianping leverages its group sophistication and global expertise. Under the leadership of CEO Mr. Kevin Chor, the company continuously promotes strategic transformation and drives high-quality development through meticulous efforts. Actively seizing opportunities presented by China’s reform and opening-up, the company has successfully optimized and upgraded from a single business structure to diversified development. Furthermore, AXA Tianping integrates risk management system development into all aspects of its operational decision-making, establishing a comprehensive risk management system by strengthening risk indicator management and optimizing business processes.
As one of the largest and most diversified foreign-funded P&C insurance companies in China, AXA Tianping operates 25 branches across the country, serving over 4 million Chinese families and commercial clients. The company is also actively facilitating strategic cooperation between the AXA Group and the People’s Insurance Company (Group) of China (PICC Group), creating a “Going Global” platform, deeply participating in national strategies, and continuously capitalizing on the historic opportunities presented by the opening-up and high-quality development of China’s financial market.