安盛天平：合规护航，数据跨境流动助力再保险发展
AXA Tianping: Compliance as a Guiding Star, Facilitating Data Cross-Border Flow to Propel Reinsurance Development
11月21日，2024年世界互联网大会数据治理论坛在乌镇召开。中国国家互联网信息办公室副主任王京涛等出席并致辞，论坛聚焦数据跨境流动，探讨全球合作、管理实践和风险应对，推动构建开放共赢的国际合作格局，促进数据跨境高效便利安全流动，来自国内外企业、高校、科研机构等160多位代表参加论坛。
安盛天平首席财务官Pierre LAUR先生表示，安盛作为全球领先的保险集团，积极参与中国保险市场发展，并致力于推动数据跨境流动合作。安盛在全球50多个国家和地区服务近1亿客户，参与并见证了保险对于经济全球化和数字化增长的支持。进入中国25年来，安盛天平始终遵循监管机构的指导，积极开发新的保险产品，为消费者提供更多保护方案。安盛积极响应中国政府号召，成为首批进驻上海临港国际再保险中心的保险公司，并成功完成了上海国际再保险登记交易中心首单跨境资金结算，极大地提升了清分、结算等环节的效率，再度参与并见证了中国金融业对外开放的里程碑时刻。
国际再保险在全球分散和管理风险方面发挥着举足轻重的作用，不仅能够实现中国降低本地风险敞口，实现风险分散和互保，并且有助于提高国内保险产品的定价和风险承保能力。保险业作为一个数据驱动的行业，高度仰赖于关键业务数据的质量、颗粒度和及时性。跨境数据无缝且安全的传输是国际再保险最重要的推动因素之一，它可以扩大全球再保险的风险分担能力，为客户提供更大的价值。
安盛天平法律和合规部负责人罗昉宜先生表示，安盛天平积极响应中国政府号召，积极参与数据出境安全评估申报工作，以确保数据跨境流动的合规性和安全性。自2022年《数据出境安全评估申报指南》施行以来，安盛天平积极开展全司范围内全场景数据出境需求的梳理工作，并针对有必要数据出境的场景进行多维度的自评估，确保数据出境的合法性、正当性和安全性。
在上海市委金融办的大力支持下，安盛天平在今年7月获得网信办全场景全字段的批复，这体现了网信办对于数据出境安全的高度重视以及高效、专业的工作态度和专业水平。
安盛天平“数据出境安全评估”项目的评估通过获得了境外接收方的高度评价和认可，也进一步加深了境外接收方对中国数据合规管理工作的理解和支持。数据是高质量发展进程中不可或缺的新型生产要素之一，安盛天平将继续在各级监管部门的引领下，持续强化和完善个人信息数据全流程管理体系、敏感个人信息分级分类体系、个人信息应急处置机制、个人信息处理风险评估机制等数据信息管控流程，提升个人信息保护水平，以自身持续完善的一小步，推动金融保险行业数据信息保护工作发展的一大步。
The Data Governance Forum of the 2024 World Internet Conference was held in Wuzhen on November 21. Mr. Wang Jingtao, Deputy Director of the Cyberspace Administration of China, and other distinguished guests attended and delivered speeches. The forum focused on data cross-border flow, exploring global cooperation, management practices, and risk response, aiming to build an open and win-win international cooperation framework and promote efficient, convenient, and secure data cross-border flow. More than 160 representatives from domestic and international enterprises, universities, and research institutions participated in the forum.
Mr. Pierre LAUR, Chief Financial Officer of AXA Tianping, stated that as a global leader in the insurance industry, AXA actively participates in the development of the Chinese insurance market and is committed to promoting data cross-border flow cooperation. AXA serves nearly 100 million customers in more than 50 countries and regions worldwide, witnessing and participating in the support of insurance for economic globalization and digital growth. Over the past 25 years in China, AXA Tianping has always followed the guidance of regulatory authorities, actively developing new insurance products, and providing consumers with more protection solutions. AXA actively responded to the call of the Chinese government, becoming one of the first insurance companies to enter the Lingang International Reinsurance Center in Shanghai, and successfully completed the first cross-border capital settlement through the Shanghai International Reinsurance Registration and Trading Center, greatly enhancing the efficiency of clearing and settlement processes and once again witnessing a milestone moment in the opening up of the Chinese financial industry.
International reinsurance plays a crucial role in global risk dispersion and management. It not only helps China reduce local risk exposure and achieve risk dispersion and mutual insurance but also contributes to improving the pricing and risk underwriting capabilities of domestic insurance products. As a data-driven industry, the insurance sector heavily relies on the quality, granularity, and timeliness of key business data. Seamless and secure cross-border data transmission is one of the most important driving factors for international reinsurance. It can expand the global risk-sharing capabilities of reinsurance and provide greater value to customers.
Mr. Luo Fangyi, Head of Legal and Compliance at AXA Tianping, emphasized the company’s proactive response to the Chinese government’s call for enhanced data security and compliance. AXA Tianping has actively engaged in the application for security assessment for outbound data work to ensure the legality and safety of cross-border data flow. Since the implementation of the “Guidelines for the Application for Security Assessment for Outbound Data” in 2022, AXA Tianping has conducted a comprehensive review of outbound data requirements across the organization, focusing on scenarios where outbound data is necessary. The company has carried out multi-dimensional self-assessments to ensure the legality, legitimacy, and security of outbound data.
With strong support from the Shanghai Municipal Financial Office, AXA Tianping received full-scenario and full-field approval from the Cyberspace Administration in July this year. This approval underscores the Cyberspace Administration’s commitment to outbound data security, reflecting its efficient, professional work ethic, and high level of expertise.
AXA Tianping’s successful completion of the “Security Assessment for Outbound Data” project has received high praise and recognition from overseas recipients. This achievement has also deepened their understanding and support for China’s data compliance management efforts. Data is an indispensable new factor of production in the process of high-quality development. AXA Tianping will continue to strengthen and improve its data information management processes under the guidance of regulatory authorities at all levels, including the full-process management system for personal information data, the classification system for sensitive personal information, the emergency response mechanism for personal information, and the risk assessment mechanism for personal information processing. By taking these small steps towards continuous improvement, AXA Tianping aims to contribute to the development of data information protection in the financial and insurance industry.