稳健开局，安盛集团2025年第一季度经营报告成绩亮眼！
AXA Group Reports Strong Start with Impressive First Quarter 2025 Results!
2025年第一季度，安盛集团继续保持稳健发展态势，取得显著经营成果，实现总收入370亿欧元，较去年同期增长7%，展现出强劲的发展势头和良好的经营韧性。
在业务发展方面，集团各业务板块均实现均衡增长。财产与意外险业务表现突出，实现收入210亿欧元，同比增长7%。其中，商险业务收入132亿欧元，同比增长6%；个险业务收入64亿欧元，同比增长7%。这一成绩的取得，主要得益于集团持续优化风险定价机制和提升客户服务质量。
寿险与健康险业务亦成绩斐然，实现总收入155亿欧元，同比增长8%。具体来看，寿险业务收入98亿欧元，同比增长9%；健康险业务收入56亿欧元，同比增长6%。这一表现充分印证了集团在保障型业务领域的战略布局成效显著，业务结构持续优化，市场竞争力不断增强。
在财务稳健性方面，集团继续保持良好表现，偿付能力充足率（Solvency II ratio）维持在213%的较高水平，充分体现了集团雄厚的资本实力和稳健的风险管理能力。
安盛集团首席财务官Alban de Mailly Nesle表示，“AXA安盛集团2025年开局表现强劲，各业务线均实现稳健增长。这一成绩得益于集团坚定执行的内生增长战略，我们在业务规模与定价策略之间保持了良好平衡。财产险板块客户群体持续扩大，并持续受益于有利的定价环境；商业险业务保持向好定价趋势，同时坚持有序的增长策略；寿险与健康险板块保费收入同比增长8%，与集团发展战略目标高度契合。集团对Unlock the Future 战略规划充满信心，并将持续推进落实。”
The AXA Group maintained robust growth momentum in the first quarter of 2025, achieving remarkable operational results with total revenue of €37 billion, a 7% year-on-year increase. This performance underscores the Group’s resilient development trajectory and strong operational capabilities.
Across its business segments, the Group delivered balanced growth. The Property & Casualty (P&C) Insurance division stood out, generating revenue of €21 billion, up 7% year-on-year. Within this segment, Commercial Insurance contributed €13.2 billion, a 6% increase driven by favorable pricing trends and disciplined growth strategies, while Personal Insurance revenue reached €6.4 billion, rising 7% thanks to continuous optimization of risk pricing mechanisms and enhanced customer service quality.
The Life & Health Insurance segment also performed exceptionally well, with total revenue of €15.5 billion, an 8% year-on-year growth. Life Insurance revenue grew 9% to €9.8 billion, and Health Insurance revenue increased 6% to €5.6 billion. These results reflect the effectiveness of the Group’s strategic focus on protection-oriented products, optimized business structures, and strengthened market competitiveness.
Financially, the Group maintained a robust position, with its Solvency II ratio holding steady at 213%, demonstrating strong capital adequacy and prudent risk management practices.
Alban de Mailly Nesle, Chief Financial Officer of AXA Group, commented: “AXA has delivered a strong start to 2025, with all business lines achieving steady growth. This success stems from our disciplined execution of organic growth strategies, balancing scale and pricing excellence. Our P&C segment continues to expand its customer base amid favorable pricing conditions, while Commercial Insurance maintains disciplined growth. Life & Health Insurance premiums grew 8%, aligning closely with our strategic roadmap. We remain confident in our Unlock the Future strategic plan and are committed to advancing its implementation.”